40 1/2 Centre St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 40 1/2 Centre St, Concord, NH 03301

Property Summary

Property Type	Department Store (Apparel, Household Goods, Furniture)
Details	6,018 sqft · built 1900
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on Record
Tax Bill	$12,165 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:6444Z B:13`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:6444Z B:13`

Interior

Units	6 Units
Stories	2 Stories
Building Area	6,018 sqft Total Area
Gross Area	10,167 sqft
1st Floor Area	3,908 sqft
Attic	Attic
Attic Area	1,224 sqft
Basement Area	1,480 sqft
Unfinished Basement	1,480 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	40 1/2 CENTRE ST
City	CONCORD
State	NH
Zip	03301-4226
Property Category	Commercial
Property Type	Commercial > Retail > Department Store (Apparel, Household Goods, Furniture)
Local Zoning Code	CVP
Legal Block	13
Legal Lot Number	11
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1007
Census Tract	32400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Concord Civic District listed 1983 · 15 contributing resources · NRIS 83004203

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	45 CENTRE ST, CONCORD, NH 03301-4205
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	40 1/2 CENTRE ST, CONCORD, NH 03301-4226
Document Number	0036931222
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	45 CENTRE ST CONCORD NH 033014205, CONCORD, NH 03301-4205

Mortgage

Document Number	0036931222
Date	Aug 26, 2020
Book Page	003693/001222
Instrument	18204

Lender

Name	NORTHWAY BK
Type	Bank
Address	3424 WHITE MOUNTAIN HWY, NORTH CONWAY, NH 03860-5114

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,165.00 (+8.37%)	$417,900 (-) Land $140,000 Building $277,900
2023	$11,225.00 (+3.75%)	$417,900 (-) Land $140,000 Building $277,900
2022	$10,819.00	$417,900 Land $140,000 Building $277,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, TDS Telecom.

Nearby Properties on Centre St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures