St. Charles County property record for 4 Wolf Ridge Ct, Saint Charles, MO 63303 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,975 sqft · built 1994 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $167,500 (Dec 1999) |
| Deeds & Mortgages | Dec 2022 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A953000027 |
| Primary APN | A953000027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,975 sqft Living Area |
| Gross Area | 4,013 sqft |
| 1st Floor Area | 1,277 sqft |
| Basement Area | 1,148 sqft |
| Finished Basement | 550 sqft |
| Unfinished Basement | 598 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | Deck Area |
| Patio Area | 360 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A953000027 |
|---|---|
| Street Address | 4 WOLF RIDGE CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-4487 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HACKMANN EST #3 LOT 107 |
| Legal Subdivision | HACKMANN EST #3 |
| Legal Lot Number | 107 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 312300 |
Source: St. Charles County records · APN A953000027
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 WOLF RIDGE CT, SAINT CHARLES, MO 63303-4487 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Feb 02, 2017 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 09, 1999 · Amount on Record |
| Deed Sale | Dec 09, 1999 · Amount on Record |
| Deed Document Number | 199997195 |
| Deed Book / Page | 2340 / 7 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4 WOLF RIDGE CT, SAINT CHARLES, MO 63303-4487 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4 WOLF RIDGE CT, SAINT CHARLES, MO 63303-4487 |
| Document Number | 0000066935 |
|---|---|
| Date | Dec 20, 2022 |
| Instrument | 2022R-066935 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Jan 01, 2028 |
| Change Frequency | Quarterly |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.3% |
| Index | Other |
| Max Rate | 11.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4 WOLF RIDGE CT, SAINT CHARLES, MO 63303-4487 |
| Document Number | 0066971999 |
| Instrument Date | Feb 02, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 WOLF RIDGE CT ST CHARLES MO 633034487, ST CHARLES, MO 63303-4487 |
| Document Number | 0066971999 |
|---|---|
| Date | Feb 09, 2017 |
| Book Page | 006697/001999 |
| Instrument | 87400 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 08, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $78,096 (+5.79%) | $411,032 (+5.79%) Land $70,000 Building $341,032 |
| 2023 | $73,819 | |
| 2022 | $388,522 Land $55,000 Building $333,522 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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