4 Winnapaug Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 4 Winnapaug Rd, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeCommercial Building, Warehouse, Showroom
Details2,430 sqft · built 1979
Lot Size0.513 acres (22,355 sqft)
OwnerCompany Name on File
Last Sale$800,000 (Apr 2019)
Tax Bill$5,684 (2025)
Deeds & MortgagesJul 2021 Refinance
Apr 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNWEST M:165 B:215

Property Details

APN / Parcel Number

Primary APNWEST M:165 B:215
Alternative APNs
  • M:165 B:215 L
  • 6115490

Interior

Units2 Units
Stories1 Story
Building Area2,430 sqft Total Area
Gross Area3,746 sqft
1st Floor Area333 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area22,355 sqft (0.513 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number6115490
Street Address4 WINNAPAUG RD
CityWESTERLY
StateRI
Zip02891-3508
Property CategoryCommercial
Property TypeCommercial > Retail > Commercial Building, Warehouse, Showroom
Legal Block215
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1072
Census Tract51000

Owner

Source: Westerly Town records · APN WEST M:165 B:215

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address149 ATLANTIC AVE, WESTERLY, RI 02891-4300
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NEWTEK SMALL BUSINESS FINANCE INC
Apr 17, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
CELTIC BANK CORPORATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 17, 2019 · Amount on Record
Deed SaleApr 17, 2019 · Amount on Record
Deed Document Number20191532
Deed Book / Page2019 / 5827
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address4 WINNAPAUG RD, WESTERLY, RI 02891-3508
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021-17375
DateJul 01, 2021
Book Page2021/17375
Instrument2021-3893
Lender
NameNEWTEK SMALL BUSINESS FINANCE INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueAug 01, 2046

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateApr 17, 2019
Property Address4 WINNAPAUG RD, WESTERLY, RI 02891-3508
Document Number2019-5827
Book / Page2019 / 5827
Instrument DateApr 17, 2019
Instrument2019-1532
Transaction TypeTransfer
Record UpdatedJun 04, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 WINNAQPAUG RD, WESTERLY, RI 02891-3508

Mortgage

Document Number20191533
DateApr 17, 2019
Instrument2019-1533
Lender
NameCELTIC BANK CORPORATION
TypeLending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,684.00 (-19.09%)$799,400 (+9.46%) Land $541,900 Building $257,500
2023$7,025.00 (+9.61%)$730,300 (+8.93%) Land $492,100 Building $238,200
2022$6,409.00$670,400 Land $492,100 Building $178,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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