Clay County property record for 4 Windy Ridge Ter, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,046 sqft · built 1991 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $975 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 545802582773 |
| Primary APN | 545802582773 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 3 Half Baths |
| Building Area | 2,046 sqft Heated Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 34,848 sqft (0.8 acres) |
| Account Number | 4911302 |
|---|---|
| Street Address | 4 WINDY RIDGE TER |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-6932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 |
| Legal Lot Number | 5 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HAYESVILLE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 950201 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 538, HAYESVILLE, NC 28904-0538 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $975.00 (-8.19%) | $282,500 (+38.01%) Land $62,100 Building $220,400 | $282,500 (+38.01%) Land $62,100 Building $220,400 |
| 2025 | $1,062.00 (+12.86%) | $204,700 (-) Land $50,000 Building $154,700 | $204,700 (-) Land $50,000 Building $154,700 |
| 2023 | $941.00 | $204,700 Land $50,000 Building $154,700 | $204,700 Land $50,000 Building $154,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 73% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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