4 Windward Ave, Middletown, CT 06457 Property Records

Middletown City property record for 4 Windward Ave, Middletown, CT 06457

Property Summary

Property TypeDuplex
Details5 bd · 2.5 ba · 1,960 sqft · built 1900
Lot Size0.08 acres (3,485 sqft)
Owner2 Individuals on Record
Last Sale$125,000 (Feb 2021)
Tax Bill$5,529 (2024)
Deeds & MortgagesSep 2024 Mortgage
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNMTWN M:22 L:0323

Property Details

APN / Parcel Number

Primary APNMTWN M:22 L:0323
Alternative APN
  • R06428

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area1,960 sqft Living Area
Gross Area2,940 sqft
1st Floor Area980 sqft
Basement Area980 sqft
Unfinished Basement980 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1980
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberR06428
Street Address4 WINDWARD AVE
CityMIDDLETOWN
StateCT
Zip06457-2728
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRPZ
Legal Lot Number323
JurisdictionMIDDLETOWN CT
Township / Civil DivisionMIDDLETOWN
Census Block Group2
Census Block2005
Census Tract541100

Owner

Source: Middletown City assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address450 HIGH ST, MIDDLETOWN, CT 06457-2613
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2024Deed of Trust, Mortgage · ARM
ION BANK
Feb 16, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2021 · Amount on Record
Deed SaleFeb 16, 2021 · Amount on Record
Prior SaleNov 22, 2004 · Amount on Record
Deed Document Number20213588890003
Deed Book / Page1996 / 116
Record UpdatedSep 20, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLETOWN CT
Property Address4 WINDWARD AVE, MIDDLETOWN, CT 06457-2728
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002105-261
DateSep 13, 2024
Book Page2105/261
Lender
NameION BANK
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 1, 2054
Interest
Rate TypeAdjustable Rate
Rate7%
Type Change DateOct 1, 2031
IndexOther
Margin3

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDDLETOWN CT
Recording DateFeb 16, 2021
Property Address4 WINDWARD AVE, MIDDLETOWN, CT 06457-2728
Document Number1996-116
Book / Page1996 / 116
Instrument DateOct 16, 2020
Instrument3588890003
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address450 HIGH ST, MIDDLETOWN, CT 06457-2613

Mortgage

Document Number3588900019
DateFeb 16, 2021
Instrument3588900019
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityMiddletown City
Unified School DistrictMiddletown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$142,140 (-) Land $40,430 Building $101,710$99,498 Land $28,301 Building $71,197
2024$5,529.00 (+5.7%)$142,140 (+3.03%) Land $40,430 Building $101,710
2023$5,231.00 (+49.16%)$137,960 (+73.08%) Land $40,430 Building $97,530
2022$3,507.00$79,710 Land $10,400 Building $69,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLETOWN WATER DEPARTMENT
serves 41,019 people · EPA ID CT0830011
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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