Erie County and Lancaster Town property record for 4 Windsor Ridge Dr, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,000 sqft · built 1999 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $303,500 (Apr 2019) |
| Tax Bill | $8,863 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 126.12-1-40 |
| Primary APN | 145289 126.12-1-40 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Living Area |
| 1st Floor Area | 1,021 sqft |
| 2nd Floor Area | 979 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 248 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4 WINDSOR RIDGE DR |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-9313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | MC 2576 SL 40 |
| Legal Subdivision | THE BUFALLO CREEK RESERVATION |
| Legal Block | 1 |
| Legal Lot Number | 40.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 14206 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 WINDSOR RIDGE DR, LANCASTER, NY 14086-9313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 28, 2020 | Deed of Trust, Mortgage · Line of Credit ST JOSEPH S BUFFALO FEDERAL CREDIT UNION |
| Apr 12, 2019 | Warranty Deed, Transfer |
| Jun 29, 2018 | Warranty Deed, Transfer |
| Jun 29, 2018 | Affidavit of Death, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2019 · Amount on File |
| Deed Sale | Apr 12, 2019 · Amount on File |
| Prior Sale | Jun 29, 2018 · Amount on File |
| Deed Document Number | 201971845 |
| Deed Book / Page | 11343 / 2567 |
| Prior Transfer Date | Aug 19, 2003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 4 WINDSOR RIDGE DR, LANCASTER, NY 14086-9313 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4 WINDSOR RIDGE DR, LANCASTER, NY 14086-9313 |
| Document Number | 0139841013 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 13984/1013 |
| Instrument | 2021044573 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 4 WINDSOR RIDGE DR, LANCASTER, NY 14086-9313 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Title Company | TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 4 WINDSOR RIDGE DR, LANCASTER, NY 14086-9313 |
| Document Number | 0113887938 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 11388/7938 |
| Instrument | 2021200779 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 4 WINDSOR RIDGE DR, LANCASTER, NY 14086-9313 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0139374011 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 13937/4011 |
| Instrument | 2020073205 |
| Name | ST JOSEPH S BUFFALO FEDERAL CREDIT UNION |
|---|---|
| Address | BUFFALO, NY 14223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 25, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Apr 12, 2019 |
| Property Address | 4 WINDSOR RIDGE DR, LANCASTER, NY 14086-9313 |
| Document Number | 0113432567 |
| Book / Page | 11343 / 2567 |
| Map Reference | MAP 2576 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 2019071845 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,731.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 WINDSOR RIDGE DR, 4, LANCASTER, NY 14086-9313 |
| Name | Verified Name |
|---|---|
| Address | 221 REHM RD, DEPEW, NY 14043-1022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 29, 2018 |
| Property Address | 4 WINDSOR RIDGE DR, LANCASTER, NY 14086-9313 |
| Document Number | 0113312454 |
| Book / Page | 11331 / 2454 |
| Map Reference | MAP2576 |
| Instrument Date | Jun 26, 2018 |
| Instrument | 2018129506 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,104.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 WINDSOR RIDGE DR, 4, LANCASTER, NY 14086-9313 |
| Name | Verified Name |
|---|---|
| Address | 1111 W LONG RD, TROY, MI 48098 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 29, 2018 |
| Property Address | 4 WINDSOR RIDGE DR, LANCASTER, NY 14086-9313 |
| Document Number | 0113312451 |
| Book / Page | 011331 / 002451 |
| Instrument Date | Jun 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 WINDSOR RIDGE DR LANCASTER NY 140869313, LANCASTER, NY 14086-9313 |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,863.00 (+114.81%) | ||
| 2025 | $4,126.00 (-51.61%) | $312,000 (-) Land $70,000 Building $242,000 | $487,500 (+12.51%) Land $109,375 Building $378,125 |
| 2024 | $8,527.00 | $312,000 (-) Land $70,000 Building $242,000 | $433,300 (+4.16%) Land $97,215 Building $336,085 |
| 2023 | $312,000 Land $70,000 Building $242,000 | $416,000 Land $93,333 Building $322,667 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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