St. Louis County property record for 4 Windsor Ln, Saint Louis, MO 63122
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 5,030 sqft · built 1939 |
| Lot Size | 0.67 acres (29,198 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,088 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25N-63-0012 |
| Primary APN | 25N-63-0012 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Building Area | 5,030 sqft Living Area |
| Gross Area | 5,858 sqft |
| 1st Floor Area | 1,404 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 29,198 sqft (0.67 acres) |
| Lot Dimensions | 292 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 828 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 63 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 590 sqft |
| Deck Area | 241 sqft |
| Patio Area | 611 sqft |
| Balcony Area | 24 sqft |
| Canopy | 520 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4 WINDSOR LN |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63122-6922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 32R1 |
| Legal Description | WINDSOR ACRES LOT 1 |
| Legal Subdivision | WINDSOR ACRES |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | BONHOMME |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 221100 |
4 Windsor Ln is owned and occupied by two individuals who acquired it in June 2017.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 WINDSOR LN, SAINT LOUIS, MO 63122-6922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2017 |
| Deed Sale | Jun 12, 2017 |
| Prior Sale | Nov 2, 2009 · Amount on File |
| Deed Document Number | 2017150 |
| Deed Book / Page | 22562 / 63 |
| Prior Transfer Date | Jun 6, 2017 |
| Prior Transfer Doc | 02256200063 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 1, 2026 |
| Property Address | 4 WINDSOR LN, SAINT LOUIS, MO 63122-6922 |
| Document Number | 0000000252 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026252 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4 WINDSOR LN, SAINT LOUIS, MO 63122-6922 |
| Document Number | 0000000252, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 2026252 |
| Name | COMMERCE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 27, 2036 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 4 Windsor Ln was $7,088, up 10.4% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Kirkwood City |
| Unified School District | Kirkwood R-VII School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,880 (-) Land $63,460 Building $62,420 | $662,500 (-) Land $334,000 Building $328,500 | |
| 2025 | $7,088.00 (+10.44%) | $125,880 Land $63,460 Building $62,420 | $662,500 Land $334,000 Building $328,500 |
| 2024 | $6,418.00 (+1.6%) | ||
| 2023 | $6,317.00 (-33.58%) | $103,380 (-29.12%) Land $48,700 Building $54,680 | $544,100 Land $256,300 Building $287,800 |
| 2022 | $9,510.00 | $145,860 Land $53,560 Building $92,300 | |
| 2021 | $767,700 Land $281,900 Building $485,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Windsor Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1979–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Windsor Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430 |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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