Warren County and Lopatcong Township property record for 4 Windsor Ln, Phillipsburg, NJ 08865
| Property Type | Single Family Home |
|---|---|
| Details | 2,300 sqft · built 1997 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $565,250 (Mar 2026) |
| Tax Bill | $9,305 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-00137-0000-00001 |
| Primary APN | 15-00137-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,300 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4 WINDSOR LN |
|---|---|
| City | PHILLIPSBURG |
| State | NJ |
| Zip | 08865-2078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R120 |
| Legal Description | ADDITIONAL LOTS: HANOVER |
| Legal Subdivision | COUNTRY HILLS/BRAKELY PARK SEC |
| Legal Block | 137 |
| Legal Lot Number | 1 |
| Jurisdiction | WARREN NJ |
| Township / Civil Division | LOPATCONG |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 32200 |
Source: Warren County and Lopatcong Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 WINDSOR LN, PHILLIPSBURG, NJ 08865-2078 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 28, 2020 | Deed of Trust, Mortgage · Conventional with PMI NJ LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2026 · Amount on Record |
| Deed Sale | Mar 9, 2026 · Amount on Record |
| Prior Sale | Aug 1, 2016 · Amount on Record |
| Deed Document Number | 2026633866 |
| Deed Book / Page | 3559 / 311 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | Mar 9, 2026 |
| Property Address | 4 WINDSOR LN, PHILLIPSBURG, NJ 08865-2078 |
| Document Number | 003559/311 |
| Book / Page | 3559 / 311 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 2026-633866 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,413.75 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 304 ROSEHILL AVE, PHILLIPSBURG, NJ 08865-1754 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4 WINDSOR LN, PHILLIPSBURG, NJ 08865-2078 |
| Investor | Possibly a Property Investor |
| Document Number | 2026633867 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 2026-633867 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Property Address | 4 WINDSOR LN, PHILLIPSBURG, NJ 08865-2078 |
| Document Number | 0000532051 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 WINDSOR LN PHILLIPSBURG NJ 088652078, PHILLIPSBURG, NJ 08865-2078 |
| Document Number | 0000532051 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 006869/000148 |
| Instrument | 532051 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 16, 2040 |
Source: Warren County and Lopatcong Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Warren County |
| County Subdivision | Lopatcong Township |
| Unified School District | Lopatcong Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $305,900 (-) Land $91,300 Building $214,600 | $305,900 (-) Land $91,300 Building $214,600 | |
| 2025 | $9,305.00 (+1.84%) | $305,900 (-) Land $91,300 Building $214,600 | $305,900 (-) Land $91,300 Building $214,600 |
| 2024 | $9,137.00 (+4.77%) | ||
| 2023 | $305,900 (-) Land $91,300 Building $214,600 | $305,900 (-) Land $91,300 Building $214,600 | |
| 2022 | $8,721.00 (-3.91%) | $305,900 Land $91,300 Building $214,600 | $305,900 Land $91,300 Building $214,600 |
| 2021 | $9,076.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1992–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2025 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Service Electric Cable TV Cable | 1,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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