4 Windsor Ln, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 4 Windsor Ln, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	1 bd · 950 sqft · built 1900
Lot Size	0.59 acres (25,700 sqft)
Owner	Company Name on File
Last Sale	$275,000 (Jun 2016)
Tax Bill	$1,841 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`HARP M:025 L:037`

Property Details

APN / Parcel Number

Primary APN	`HARP M:025 L:037`
Alternative APN	`2165`

Interior

Bedrooms	1 Bed
Total Rooms	4 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
Gross Area	1,269 sqft
1st Floor Area	895 sqft
Attic	Attic
Attic Area	221 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	2165
Street Address	4 WINDSOR LN
City	HARPSWELL
State	ME
Zip	04079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CF2
Legal Lot Number	37
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	1
Census Block	1005
Census Tract	17102

Owner

4 Windsor Ln is owned by a company that acquired it in September 2021.

Source: Cumberland County and Harpswell Town records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	932 BARRACUDA COVE CT, ANNAPOLIS, MD 21409-4719
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage BATH SAVINGS
Oct 1, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2016 · Amount on File
Deed Sale	Jun 17, 2016 · Amount on File
Prior Sale	Dec 16, 2010
Deed Document Number	201628644
Deed Book / Page	33201 / 93
Last Transfer Date	Sep 28, 2021
Transfer Doc	0387250032
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Recording Date	Sep 15, 2026
Property Address	4 WINDSOR LN, HARPSWELL, ME 04079
Document Number	0000040378
Book / Page	42542 / 1
Instrument Date	Sep 9, 2026
Instrument	202640378
Transaction Type	Mortgage
Record Updated	Sep 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040378,
Date	Sep 15, 2026
Book Page	42542/1
Instrument	202640378

Lender

Name	BATH SAVINGS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARPSWELL ME
Recording Date	Oct 1, 2021
Property Address	4 WINDSOR LN, HARPSWELL, ME 04079
Document Number	0387250032
Book / Page	38725 / 32
Instrument Date	Sep 28, 2021
Instrument	70647
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	932 BARRACUDA COVE CT, ANNAPOLIS, MD 21409-4719

Tax Assessment & Valuation

The 2025 property tax bill for 4 Windsor Ln was $1,841, up 4.7% from the year before.

Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,841.00 (+4.72%)	$276,400 (-) Land $230,300 Building $46,100
2024	$1,758.00 (+4.27%)	$276,400 (-) Land $230,300 Building $46,100
2023	$1,686.00 (+3.37%)	$276,400 (-) Land $230,300 Building $46,100
2022	$1,631.00	$276,400 Land $230,300 Building $46,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4 Windsor Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 32 individual policies
Nearby Flood Policies	34 units insured incl. 2 condo units
Nearby Flood Claims	11 (1990–2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Windsor Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Windsor Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures