4 Windsor Ct, Fairfield, NJ 07004 Property Records

Essex County and Fairfield Township property record for 4 Windsor Ct, Fairfield, NJ 07004

Property Summary

Property TypeSingle Family Home
Details3,260 sqft · built 1981
Lot Size0.332 acres (14,462 sqft)
Owner2 Individual Names on Record
Last Sale$732,500 (Jun 2019)
Tax Bill$14,806 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Aug 2022 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN07-05101-0000-00012-01

Property Details

APN / Parcel Number

Primary APN07-05101-0000-00012-01
Alternative APNs
  • 07051010000000120001
  • 00002721

Interior

Stories2 Stories
Building Area3,260 sqft Living Area

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialAluminum/Vinyl
Lot Area14,462 sqft (0.332 acres)
Lot Dimensions128 ft deep x 113 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number00002721
Street Address4 WINDSOR CT
CityFAIRFIELD
StateNJ
Zip07004-1227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description113X128
Legal SubdivisionOAK PARK GROVE
Legal Block5101
Legal Lot Number12.1
JurisdictionESSEX NJ
Township / Civil DivisionFAIRFIELD
Census Block Group6
Census Block6014
Census Tract21601

Owner

Source: Essex County and Fairfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 WINDSOR CT, FAIRFIELD, NJ 07004-1227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Aug 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
VISIONS FCU
Oct 23, 2024Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Oct 17, 2019Deed of Trust, Mortgage · Line of Credit
PNC BK
Jun 11, 2019Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 11, 2019 · Amount on Record
Deed SaleJun 11, 2019 · Amount on Record
Prior SaleJul 25, 1997 · Amount on Record
Deed Document Number201953351
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address4 WINDSOR CT, FAIRFIELD, NJ 07004-1227
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 WINDSOR CT, FAIRFIELD, NJ 07004-1227

Mortgage

Document Number0000085312
DateSep 19, 2022
Instrument2022085312
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueSep 17, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address4 WINDSOR CT, FAIRFIELD, NJ 07004-1227
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 WINDSOR CT, FAIRFIELD, NJ 07004-1227

Mortgage

Document Number0000072748
DateAug 3, 2022
Instrument2022072748
Lender
NameVISIONS FCU
TypeCredit Union
AddressENDICOTT, NY 13760
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueMay 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateMay 1, 2032
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change4.5%
Index1-Year CMT
Margin3
Max Rate7.5%

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address4 WINDSOR CT, FAIRFIELD, NJ 07004-1227
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 WINDSOR CT, FAIRFIELD, NJ 07004-1227

Mortgage

Document Number0000062758
DateOct 23, 2024
Instrument2024062758
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueOct 15, 2064
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address4 WINDSOR CT, FAIRFIELD, NJ 07004-1227
Document Number0000109077
Instrument DateOct 17, 2019
Transaction TypeMortgage
Record UpdatedDec 4, 2019
Title CompanySOUTHWEST FINANCIAL, SWF

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 WINDSOR CT FAIRFIELD NJ 070041227, FAIRFIELD, NJ 07004-1227

Mortgage

Document Number0000109077
DateNov 18, 2019
Instrument109077
Lender
NamePNC BK
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateJun 11, 2019
Property Address4 WINDSOR CT, FAIRFIELD, NJ 07004-1227
Document Number0000053351
Instrument DateMay 24, 2019
Instrument53351
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$732.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 WINDSOR CT FAIRFIELD NJ 070041227, FAIRFIELD, NJ 07004-1227

Mortgage

Document Number53353
DateJun 11, 2019
Instrument53353
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 10, 2049

Tax Assessment & Valuation

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionFairfield Township
Elementary School DistrictFairfield Township School District (KG - 06)
Secondary School DistrictWest Essex Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$711,500 (-) Land $314,100 Building $397,400$711,500 (-) Land $314,100 Building $397,400
2025$14,806.00 (-2.57%)$711,500 (-) Land $314,100 Building $397,400$711,500 (-) Land $314,100 Building $397,400
2024$15,197.00 (+6.64%)
2023$711,500 Land $314,100 Building $397,400$711,500 Land $314,100 Building $397,400
2022$14,251.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 241 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies241 in force
Nearby Flood Claims566 (1978–2023)
Claims Outside the SFHA7 of 566
Most Recent ClaimDec 2023 · other causes
Claims by Event
  • Hurricane Irene, Sep 2011 · 209 claims
  • Severe Storms And Flooding, Mar 2010 · 80 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 79 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIRFIELD WATER DEPT
serves 7,400 people · EPA ID NJ0707001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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