4 Winchester Ter, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 4 Winchester Ter, Derry, NH 03038

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,571 sqft · built 1987
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,571 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DERY M:14 B:26 L:1`

Property Details

APN / Parcel Number

Primary APN	`DERY M:14 B:26 L:1`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,571 sqft Living Area
Gross Area	4,776 sqft
1st Floor Area	1,592 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,886 sqft (1.26 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4 WINCHESTER TER
City	DERRY
State	NH
Zip	03038-5308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Block	26
Legal Lot Number	1
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	3
Census Block	3000
Census Tract	3302

Owner

4 Winchester Ter is owned and occupied by two individuals.

Source: Rockingham County and Derry Town records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 WINCHESTER TER, DERRY, NH 03038-5308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	4 WINCHESTER TER, DERRY, NH 03038-5308
Transaction Type	Mortgage
Record Updated	Mar 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006468-55
Date	Feb 16, 2023
Book Page	6468/55
Instrument	23004467

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	4 WINCHESTER TER, DERRY, NH 03038-5308
Document Number	0059020017
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 WINCHESTER TER DERRY NH 030385308, DERRY, NH 03038-5308

Mortgage

Document Number	0059020017
Date	Mar 30, 2018
Book Page	005902/000017
Instrument	11304

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4 Winchester Ter was $11,571, up 1.6% from the year before.

Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,571.00 (+1.61%)	$609,300 (-) Land $212,500 Building $396,800
2024	$11,388.00 (+6.68%)	$609,300 (+18.04%) Land $212,500 Building $396,800
2023	$10,675.00 (+9.31%)	$516,200 (+0.64%) Land $180,600 Building $335,600	$403,750
2022	$9,766.00	$512,900 Land $180,600 Building $332,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Winchester Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Winchester Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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