Westchester County and White Plains City property record for 4 Willows Ln, White Plains, NY 10605
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,092 sqft · built 1958 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $745,000 (Oct 2022) |
| Tax Bill | $2,004 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 551700 131.19-4-13 |
| Primary APN | 551700 131.19-4-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,092 sqft Living Area |
| 1st Floor Area | 2,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Contemporary |
| Exterior Material | Brick |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 110 ft deep x 108 ft wide |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 61150100200 |
|---|---|
| Street Address | 4 WILLOWS LN |
| City | WHITE PLAINS |
| State | NY |
| Zip | 10605-4212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-12 |
| Legal Block | 4 |
| Legal Lot Number | 13.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | WHITE PLAINS |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 9703 |
Source: Westchester County and White Plains City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 WILLOWS LN, WHITE PLAINS, NY 10605-4212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA |
| Oct 21, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2022 · Amount on Record |
| Deed Sale | Oct 21, 2022 · Amount on Record |
| Deed Document Number | 20223094 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | May 6, 2026 |
| Property Address | 4 WILLOWS LN, WHITE PLAINS, NY 10605-4212 |
| Document Number | 0000003027 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 20263027 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4 WILLOWS LN, WHITE PLAINS, NY 10605-4212 |
| Document Number | 0000003027, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 20263027 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 28, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 21, 2022 |
| Property Address | 4 WILLOWS LN, WHITE PLAINS, NY 10605-4212 |
| Document Number | 0622563094 |
| Map Reference | MAP 8471 |
| Instrument Date | Sep 27, 2022 |
| Instrument | 622563094 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Title Company | BLUE CHIP TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,980.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 WILLOWS LN, WHITE PLAINS, NY 10605-4212 |
| Name | Verified Name |
|---|---|
| Address | 1015 OLD POST RD APT 1H, 1H, MAMARONECK, NY 10543-3966 |
| Document Number | 0622853474 |
|---|---|
| Date | Oct 21, 2022 |
| Instrument | 622853474 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
Source: Westchester County and White Plains City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | White Plains City |
| Unified School District | White Plains City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,004.00 (-9%) | ||
| 2025 | $20,033.00 | $13,100 (-) Land $3,500 Building $9,600 | $600,917 (+8.72%) Land $160,550 Building $440,367 |
| 2024 | $13,100 (-) Land $3,500 Building $9,600 | $552,742 (+0.84%) Land $147,679 Building $405,063 | |
| 2023 | $13,100 Land $3,500 Building $9,600 | $548,118 Land $146,444 Building $401,674 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 10 (1980–2021) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE PLAINS CITY serves 59,559 people · EPA ID NY5903464 |
|---|---|
| Water Source | Purchased surface water from WESTCHESTER COUNTY WD #1 |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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