4 Willow St, West Harrison, NY 10604 Property Records

Westchester County and Harrison Town property record for 4 Willow St, West Harrison, NY 10604

Property Summary

Property Type	Duplex
Details	4 ba · 2,690 sqft · built 1966
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$880,000 (Aug 2021)
Tax Bill	$18,151 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit Aug 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`552801 0822.-27`

Property Details

APN / Parcel Number

Primary APN	`552801 0822.-27`
Alternative APNs	`5528000008220000027` `000049990`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,690 sqft Total Area
1st Floor Area	1,520 sqft
2nd Floor Area	1,170 sqft
Basement Area	750 sqft
Finished Basement	750 sqft
Unfinished Basement	750 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Other
Exterior Material	Wood
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	115 ft deep x 55 ft wide
Porch	Slab
Porch Area	15 sqft
Patio Area	26 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000049990
Street Address	4 WILLOW ST
City	WEST HARRISON
State	NY
Zip	10604-2525
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B
Legal Subdivision	AMENDED MAP OF SECTION #1 UNDERHILL PARK
Legal Lot Number	27
Jurisdiction	WESTCHESTER NY
Township / Civil Division	HARRISON
Census Block Group	4
Census Block	4003
Census Tract	8700

Owner

4 Willow St, a duplex, is owned and occupied by two individuals who bought it in August 2021.

Source: Westchester County and Harrison Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 WILLOW ST, WEST HARRISON, NY 10604-2525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU
Aug 10, 2021	Bargain and Sale Deed, Transfer · Line of Credit USALLIANCE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2021 · Amount on File
Deed Sale	Aug 10, 2021 · Amount on File
Prior Sale	Aug 10, 2021 · Amount on File
Deed Document Number	2021611934091
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	4 WILLOW ST, WEST HARRISON, NY 10604-2525
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WILLOW ST, WEST HARRISON, NY 10604-2525

Mortgage

Document Number	0612923380
Date	Oct 19, 2021
Instrument	612923380

Lender

Name	USALLIANCE FCU
Type	Credit Union
Address	CHELMSFORD, MA 01824

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	353 Months
Due	Mar 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 10, 2021
Property Address	4 WILLOW ST, WEST HARRISON, NY 10604-2525
Document Number	0611934091
Map Reference	VOL 61 PG 28
Instrument Date	Jul 15, 2021
Instrument	611934091
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	TITLETRAK AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 WILLOW ST, 4, WEST HARRISON, NY 10604-2525

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	230 E 71ST ST APT 1D, 1D, NEW YORK, NY 10021-5126

Mortgage

Document Number	0612243780
Date	Aug 12, 2021
Instrument	612243780

Lender

Name	USALLIANCE FCU
Type	Credit Union
Address	CHELMSFORD, MA 01824

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	355 Months
Due	Mar 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 4 Willow St was $18,151, up 32% from the year before.

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Harrison Town
Municipality	Harrison Village
Unified School District	Harrison Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,151.00 (+32.03%)
2025	$13,748.00	$10,800 (-) Land $1,600 Building $9,200	$931,034 (-2.59%) Land $137,931 Building $793,103
2024		$10,800 (-8.86%) Land $530 Building $10,270	$955,753 (-5.63%) Land $46,903 Building $908,850
2023		$11,850 Land $530 Building $11,320	$1,012,820 Land $45,299 Building $967,521

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Willow St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1980–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Willow St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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