4 Willow Dr, Englewood Cliffs, NJ 07632 Property Records

Bergen County and Englewood Cliffs Borough property record for 4 Willow Dr, Englewood Cliffs, NJ 07632

Property Summary

Property Type	Single Family Home
Details	6,374 sqft · built 2022
Lot Size	0.604 acres (26,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$4,200,000 (Aug 2023)
Tax Bill	$48,871 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-01009-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`16-01009-0000-00006`
Alternative APNs	`160100900006` `166600`

Interior

Building Area	6,374 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	26,314 sqft (0.604 acres)
Lot Dimensions	223 ft deep x 118 ft wide

Location & Zoning

Account Number	166600
Street Address	4 WILLOW DR
City	ENGLEWOOD CLIFFS
State	NJ
Zip	07632-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	118X223 IRREG L9
Legal Subdivision	OAKWOOD HOMES INC SEC VIII
Legal Block	1009
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	ENGLEWOOD CLIFFS
Census Block Group	1
Census Block	1014
Census Tract	16000

Owner

Source: Bergen County and Englewood Cliffs Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 WILLOW DR, ENGLEWOOD CLIFFS, NJ 07632-2207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Aug 25, 2023	Deed, Transfer ARCHIVE TITLE AGENCY INC
Jul 8, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage NEW MILLENNIUM BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2023 · Amount on Record
Deed Sale	Aug 25, 2023 · Amount on Record
Prior Sale	Jul 8, 2020 · Amount on Record
Deed Document Number	202355783
Deed Book / Page	5067 / 757
Prior Transfer Date	Apr 30, 2008
Prior Transfer Doc	0095440215
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	4 WILLOW DR, ENGLEWOOD CLIFFS, NJ 07632-2207
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045490983
Date	Jan 24, 2022
Book Page	4549/983
Instrument	2022009837

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 25, 2023
Property Address	4 WILLOW DR, ENGLEWOOD CLIFFS, NJ 07632-2207
Document Number	0050670757
Book / Page	5067 / 757
Instrument Date	Aug 7, 2023
Instrument	2023055783
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	ARCHIVE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$68,435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 LORETTA CT, ENGLEWOOD CLIFFS, NJ 07632-3005

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4 WILLOW DR, ENGLEWOOD CLIFFS, NJ 07632-2207

July 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 8, 2020
Property Address	4 WILLOW DR, ENGLEWOOD CLIFFS, NJ 07632-2207
Document Number	0036371663
Book / Page	3637 / 1663
Instrument Date	May 12, 2020
Instrument	20-063755
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	180 NORMAN DR, 180, RAMSEY, NJ 07446-2600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 JEAN DR, ENGLEWOOD CLIFFS, NJ 07632-2309

Mortgage

Document Number	20063756
Date	Jul 8, 2020
Instrument	20-063756

Lender

Name	NEW MILLENNIUM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Bergen County and Englewood Cliffs Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Englewood Cliffs Borough
Unified School District	Englewood Cliffs Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,194,900 (-) Land $1,261,000 Building $2,933,900	$4,194,900 (-) Land $1,261,000 Building $2,933,900
2025	$48,871.00 (+0.87%)	$4,194,900 (+232.66%) Land $1,261,000 Building $2,933,900	$4,194,900 (+232.66%) Land $1,261,000 Building $2,933,900
2024	$48,451.00 (+242.14%)
2023		$1,261,000 (-) Land $1,261,000	$1,261,000 (-) Land $1,261,000
2022	$14,161.00 (-0.08%)	$1,261,000 Land $1,261,000	$1,261,000 Land $1,261,000
2021	$14,173.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Oct 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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