Somerset County and Franklin Township property record for 4 Willocks Cir, Somerset, NJ 08873
| Property Type | Single Family Home |
|---|---|
| Details | 3,617 sqft · built 2018 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Mar 2018) |
| Tax Bill | $18,025 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00516-03-00006 |
| Primary APN | 08-00516-03-00006 |
|---|
| Building Area | 3,617 sqft Living Area |
|---|
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Street Address | 4 WILLOCKS CIR |
|---|---|
| City | SOMERSET |
| State | NJ |
| Zip | 08873-7462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B-I |
| Legal Subdivision | SUMMERFIELDS/FRANKLIN SEC 1 |
| Legal Block | 516.3 |
| Legal Lot Number | 6 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2071 |
| Census Tract | 53501 |
4 Willocks Cir is owned and occupied by two individuals who bought it in March 2018.
Source: Somerset County and Franklin Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 WILLOCKS CIR, SOMERSET, NJ 08873-7462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2023 | Deed of Trust, Mortgage · Commercial Mortgage MID PENN BANK |
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUIDANCE RESID'L |
| Oct 1, 2019 | Deed of Trust, Mortgage · Line of Credit UIF CORP |
| Mar 2, 2018 | Grant Deed, Transfer · Conventional Mortgage FIRST CHOICE LN SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2018 · Amount on File |
| Deed Sale | Mar 2, 2018 · Amount on File |
| Deed Document Number | 20188066 |
| Deed Book / Page | 7027 / 2862 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 4 WILLOCKS CIR, SOMERSET, NJ 08873-7462 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4 WILLOCKS CIR, SOMERSET, NJ 08873-7462 |
| Document Number | 0000021426 |
|---|---|
| Date | Aug 17, 2023 |
| Book Page | 7520/1109 |
| Instrument | 2023021426 |
| Name | MID PENN BANK |
|---|---|
| Type | Bank |
| Address | HARRISBURG, PA 17110 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 4 WILLOCKS CIR, SOMERSET, NJ 08873-7462 |
| Document Number | 0000020295 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 WILLOCKS CIR SOMERSET NJ 088737462, SOMERSET, NJ 08873-7462 |
| Document Number | 0000020295 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 007211/003072 |
| Instrument | 20295 |
| Name | GUIDANCE RESID'L |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 17, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 4 WILLOCKS CIR, SOMERSET, NJ 08873-7462 |
| Document Number | 0000038475 |
| Instrument Date | Oct 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 WILLOCKS CIR SOMERSET NJ 088737462, SOMERSET, NJ 08873-7462 |
| Document Number | 0000038475 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | 007157/003354 |
| Instrument | 38475 |
| Name | UIF CORP |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 8, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Mar 2, 2018 |
| Property Address | 4 WILLOCKS CIR, SOMERSET, NJ 08873-7462 |
| Document Number | 0000008066 |
| Book / Page | 007027 / 002862 |
| Instrument Date | Feb 27, 2018 |
| Instrument | 8066 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 WILLOCKS CIR SOMERSET NJ 088737462, SOMERSET, NJ 08873-7462 |
| Document Number | 8067 |
|---|---|
| Date | Mar 2, 2018 |
| Book Page | 007027/002868 |
| Instrument | 8067 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | EAST BRUNSWICK, NJ 08816 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2033 |
The 2025 property tax bill for 4 Willocks Cir was $18,025, up 15.4% from the year before.
Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Franklin Township |
| Unified School District | Franklin Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,036,500 (-) Land $349,500 Building $687,000 | $1,036,500 (-) Land $349,500 Building $687,000 | |
| 2025 | $18,025.00 (+15.43%) | $1,036,500 Land $349,500 Building $687,000 | $1,036,500 Land $349,500 Building $687,000 |
| 2024 | $15,616.00 | ||
| 2023 | $803,000 Land $324,500 Building $478,500 | $803,000 Land $324,500 Building $478,500 | |
| 2022 | $14,842.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Willocks Cir in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 11 (2021) |
| Claims Outside the SFHA | 11 of 11 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Willocks Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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