4 Williams Dr, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 4 Williams Dr, Spencer, MA 01562

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,126 sqft · built 1945
Lot Size0.109 acres (4,729 sqft)
OwnerIndividual Name on Record
Last Sale$211,500 (Aug 2018)
Tax Bill$2,944 (2026)
Deeds & MortgagesMar 2020 Refinance
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSPEN M:00U30 B:00009 L:00000

Property Details

APN / Parcel Number

Primary APNSPEN M:00U30 B:00009 L:00000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,126 sqft Living Area
Gross Area2,492 sqft
Basement Area1,126 sqft
Unfinished Basement1,126 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleRanch
Exterior MaterialOther
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,729 sqft (0.109 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address4 WILLIAMS DR
CitySPENCER
StateMA
Zip01562-2845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLR
Legal SubdivisionPLAN 5604-118
Legal Block9
JurisdictionSPENCER MA
Township / Civil DivisionSPENCER
Census Block Group3
Census Block3000
Census Tract726100

Owner

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4 WILLIAMS DR, SPENCER, MA 01562-2845
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE
Aug 31, 2018Quit Claim Deed, Transfer
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2018 · Amount on Record
Deed SaleAug 31, 2018 · Amount on Record
Prior SaleJun 12, 2015 · Amount on Record
Deed Book / Page59344 / 367
Transfer Doc059344-367
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPENCER MA
Property Address4 WILLIAMS DR, SPENCER, MA 01562-2845
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number62065-1
DateMar 18, 2020
Book Page62065/1
Instrument28373
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPENCER MA
Recording DateAug 31, 2018
Property Address4 WILLIAMS DR, SPENCER, MA 01562-2845
Document Number59344-367
Book / Page59344 / 367
Instrument92304
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$18.92
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number593440369
DateAug 31, 2018
Instrument59344/0369
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
AmountAmount Recorded
Term361 Months
DueAug 31, 2048

Tax Assessment & Valuation

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSpencer Town
Unified School DistrictSpencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,944.00 (+9,713.33%)$268,100 (+3.27%) Land $47,800 Building $220,300$337,364 (-9.48%)
2025$30.00 (-98.92%)$259,600 (+6.79%) Land $41,600 Building $218,000$372,685
2024$2,781.00 (+7.09%)$243,100 (+12.91%) Land $41,600 Building $201,500
2023$2,597.00$215,300 Land $41,600 Building $173,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 86% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Williams Dr

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