Bradford County property record for 4 William St, Towanda, PA 18848
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · built 1916 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $116,000 (Oct 2023) |
| Tax Bill | $738 (2026) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 49-086.04-410-000-000 |
| Primary APN | 49-086.04-410-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Architectural Style | Conventional |
| Lot Area | 1,742 sqft (0.04 acres) |
| Street Address | 4 WILLIAM ST |
|---|---|
| City | TOWANDA |
| State | PA |
| Zip | 18848-1916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE - 4 WILLIAM ST |
| Jurisdiction | BRADFORD PA |
| Township / Civil Division | TOWANDA |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 951000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Towanda Historic District listed 1992 · 441 contributing resources · NRIS 92000394 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
4 William St is owned and occupied by an individual who bought it in October 2023.
Source: Bradford County records, as of April 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 WILLIAM ST, TOWANDA, PA 18848-1916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2023 | Deed, Transfer · USDA Mortgage NEIGHBORS BANK |
| Jul 25, 2017 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS & NORTHERN BANK |
| Feb 15, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2023 · Amount on File |
| Deed Sale | Oct 2, 2023 · Amount on File |
| Deed Document Number | 20239852 |
| Prior Transfer Date | Feb 13, 2017 |
| Prior Transfer Doc | 0201701419 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRADFORD PA |
| Recording Date | Oct 2, 2023 |
| Property Address | 4 WILLIAM ST, TOWANDA, PA 18848-1916 |
| Document Number | 0202309852 |
| Instrument Date | Sep 20, 2023 |
| Instrument | 202309852 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2023 |
| Title Company | FIRST ABSTRACT AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,160.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 4 WILLIAM ST, TOWANDA, PA 18848-1916 |
| Document Number | 0202309853 |
|---|---|
| Date | Oct 2, 2023 |
| Instrument | 202309853 |
| Name | NEIGHBORS BANK |
|---|---|
| Type | Bank |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD PA |
| Property Address | 4 WILLIAM ST, TOWANDA, PA 18848-1916 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201711754 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 201711754 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Address | TOWANDA, PA 18848 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | May 30, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRADFORD PA |
| Recording Date | Feb 15, 2017 |
| Property Address | 4 WILLIAM ST, TOWANDA, PA 18848-1916 |
| Document Number | 0201701419 |
| Instrument Date | Feb 13, 2017 |
| Instrument | 201701419 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1489 MARCY HILL RD, TOWANDA, PA 18848-8980 |
The 2026 property tax bill for 4 William St was $738, up 2.5% from the year before.
Source: Bradford County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bradford County |
| Municipality | Towanda Borough |
| Unified School District | Towanda Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $738.00 (+2.5%) | $8,550 (-) | |
| 2025 | $720.00 (+1.84%) | $8,550 (-) | |
| 2024 | $707.00 | $8,550 (-) | |
| 2023 | $707.00 | $8,550 | |
| 1999 | $17,101 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4 William St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 15 (1979–2020) |
| Claims Outside the SFHA | 7 of 15 |
| Most Recent Claim | Dec 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 William St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWANDA MUNICIPAL AUTHORITY serves 5,000 people · EPA ID PA2080029 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Nov 2024 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Feb 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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