4 White Ter, Lexington, MA 02420 Property Records

Middlesex County and Lexington Town property record for 4 White Ter, Lexington, MA 02420

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,248 sqft · built 1963
Lot Size	0.829 acres (36,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$930,000 (Aug 2017)
Tax Bill	$17,788 (2026)
Deeds & Mortgages	Mar 2026 Second Mortgage Mar 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LEXI M:0077 L:000174`

Property Details

APN / Parcel Number

Primary APN	`LEXI M:0077 L:000174`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	4,083 sqft
1st Floor Area	1,248 sqft
Basement Area	1,560 sqft
Unfinished Basement	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Shed Roof
Roof Material	Other
Lot Area	36,098 sqft (0.829 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4 WHITE TER
City	LEXINGTON
State	MA
Zip	02420-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Lot Number	174
Jurisdiction	LEXINGTON MA
Township / Civil Division	LEXINGTON
Census Block Group	2
Census Block	2000
Census Tract	358700

Owner

Source: Middlesex County and Lexington Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 WHITE TER, LEXINGTON, MA 02420-1627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIT FCU
Mar 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Aug 21, 2017	Quit Claim Deed, Transfer WILLIAM RAVEIS MTG CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2017 · Amount on Record
Deed Sale	Aug 21, 2017 · Amount on Record
Prior Sale	Sep 12, 2016
Deed Document Number	2017133511
Deed Book / Page	69800 / 349
Transfer Doc	069800-349
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON MA
Property Address	4 WHITE TER, LEXINGTON, MA 02420-1627
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085412-508
Date	Mar 31, 2026
Book Page	85412/508
Instrument	35347

Lender

Name	MIT FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON MA
Property Address	4 WHITE TER, LEXINGTON, MA 02420-1627
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079755-249
Date	Mar 1, 2022
Book Page	79755/249
Instrument	31594

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2051

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEXINGTON MA
Recording Date	Aug 21, 2017
Property Address	4 WHITE TER, LEXINGTON, MA 02420-1627
Document Number	69800-349
Book / Page	69800 / 349
Instrument	133511
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WHITE TER, LEXINGTON, MA 02420-1627

Mortgage

Document Number	698000351
Date	Aug 21, 2017
Instrument	69800/0351

Lender

Name	WILLIAM RAVEIS MTG CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

Tax Assessment & Valuation

Source: Middlesex County and Lexington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Lexington Town
Unified School District	Lexington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,788.00 (+3.89%)	$1,445,000 (+3.21%) Land $828,000 Building $617,000	$1,331,140 (-)
2025	$17,122.00 (+8.86%)	$1,400,000 (+9.03%) Land $789,000 Building $611,000	$1,331,140
2024	$15,729.00 (+4.66%)	$1,284,000 (+11.07%) Land $752,000 Building $532,000
2023	$15,028.00	$1,156,000 Land $684,000 Building $472,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON WATER DEPT. (MWRA) serves 34,074 people · EPA ID MA3155000
Water Source	Purchased surface water from MWRA
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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