4 White Oak Cir, Mount Ida, AR 71957 Property Records

Montgomery County property record for 4 White Oak Cir, Mount Ida, AR 71957

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,432 sqft · built 1997
Lot Size	3.36 acres (146,362 sqft)
Owner	2 Trust Names on File
Last Sale	$840,000 (Sep 2025)
Tax Bill	$3,861 (2026)
Deeds & Mortgages	Jan 2017 Mortgage
APN	`060-00003-000`

Property Details

APN / Parcel Number

Primary APN	`060-00003-000`
Alternative APN	`12687`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,432 sqft Living Area
1st Floor Area	1,184 sqft
Upper Floors Area	816 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Shingle
Lot Area	146,362 sqft (3.36 acres)
Garage Type	Mixed
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	1,080 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	296 sqft
Deck Area	503 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	4 WHITE OAK CIR
City	MOUNT IDA
State	AR
Zip	71957-8136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 & 3
Legal Range	23W
Legal Township	02S
Legal Section	14
Legal Subdivision	HICKORY NUT MTN ESTATES
Legal Lot Number	2,3
Jurisdiction	MONTGOMERY AR
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3018
Census Tract	953000

Owner

4 White Oak Cir is owner-occupied and held in a trust since September 2025.

Source: Montgomery County records, as of October 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4 WHITE OAK CIR, MOUNT IDA, AR 71957-8136
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025 · Amount on File
Deed Sale	Sep 5, 2025 · Amount on File
Prior Sale	Jan 2, 2025 · Amount on File
Deed Document Number	20251217
Transfer Doc	0128000235
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AR
Property Address	4 WHITE OAK CIR, MOUNT IDA, AR 71957-8136
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0017R00030
Date	Jan 9, 2017
Instrument	17R00030

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2022
Min Rate At Change	3%
Max Rate At Change	6.75%
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 4 White Oak Cir was $3,861 with a homeowner's exemption, down 14.9% from the year before.

Source: Montgomery County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Montgomery County
Unified School District	Mount Ida School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,861.00 (-14.88%) Homeowner's exemption	$139,710 (-7.73%) Land $39,240 Building $100,470	$698,550 Land $196,200 Building $502,350
2025	$4,536.00	$151,410 Land $50,940 Building $100,470
2023	$3,838.00	$151,410 Land $50,940 Building $100,470	$757,050 Land $254,700 Building $502,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4 White Oak Cir; there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 White Oak Cir is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 57% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT IDA WATERWORKS serves 3,218 people · EPA ID AR0000392
Water Source	Purchased surface water from MONTGOMERY CO REGIONAL PWA
Last State Inspection	Oct 2025

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Haloacetic acids not recorded as resolved · Oct 2025
Treatment and Procedure	Lead service line inventory currently in violation since Apr 2026
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

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