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  4. White Cap Rd

4 White Cap Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 4 White Cap Rd, Westerly, RI 02891 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,713 sqft · built 1988
Lot Size0.494 acres (21,514 sqft)
Owner2 Individual Names on File
Last Sale$645,000 (Sep 2022)
Tax Bill$5,125 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Jan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNM:138 B:111-QQ L

Property Details

APN / Parcel Number

Primary APNM:138 B:111-QQ L
Alternative APNs
  • WEST M:138 B:111 L:QQ
  • 23137700

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,713 sqft Living Area
Gross Area4,905 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,514 sqft (0.494 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number23137700
Street Address4 WHITE CAP RD
CityWESTERLY
StateRI
Zip02891-3556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block111
Legal Lot NumberQQ
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group3
Census Block3021
Census Tract50902

Owner

Source: Westerly Town records · APN M:138 B:111-QQ L

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4 WHITE CAP RD, WESTERLY, RI 02891-3556
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
EASTHAMPTON SAVINGS BANK
Jan 30, 2017Deed of Trust, Mortgage · Line of Credit
WASHINGTON TR CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 23, 2022 · Amount on Record
Deed SaleSep 23, 2022 · Amount on Record
Prior SaleJul 01, 1998 · Amount on Record
Deed Document Number20224045
Deed Book / Page2022 / 16708
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateSep 23, 2022
Property Address4 WHITE CAP RD, WESTERLY, RI 02891-3556
Document Number2022-16708
Book / Page2022 / 16708
Instrument DateSep 19, 2022
Instrument2022-4045
Transaction TypeTransfer
Record UpdatedOct 06, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number0020224046
DateSep 23, 2022
Instrument2022-4046
Lender
NameEASTHAMPTON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateOct 01, 2032
Max Rate At Change2.75%
IndexOther

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address4 WHITE CAP RD, WESTERLY, RI 02891-3556
Document Number2017-3431
Book / Page002017 / 003431
Instrument DateJan 30, 2017
Transaction TypeMortgage
Record UpdatedMar 15, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 WHITE CAP RD WESTERLY RI 028913556, WESTERLY, RI 02891-3556

Mortgage

Document Number2017-3431
DateFeb 28, 2017
Book Page002017/003431
Instrument849
Lender
NameWASHINGTON TR CO
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 27, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,125.00 (+0.55%)$720,800 (+36.05%) Land $258,100 Building $462,700
2023$5,097.00 (+0.81%)$529,800 (+0.17%) Land $184,400 Building $345,400
2022$5,056.00$528,900 Land $184,400 Building $344,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090509023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims2 (2009–2010)
Most Recent ClaimMar 2010, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 151 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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