4 White Cap Rd, Narragansett, RI 02882 Property Records

Narragansett Town property record for 4 White Cap Rd, Narragansett, RI 02882

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,092 sqft · built 1968
Lot Size0.151 acres (6,599 sqft)
OwnerTrust Name on File
Tax Bill$5,293 (2025)
Flood ZoneZone X (moderate risk)
APNNARR M:R-2 B:286

Property Details

APN / Parcel Number

Primary APNNARR M:R-2 B:286
Alternative APNs
  • M:R=2 B:286
  • 2210500

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,092 sqft Living Area
Gross Area2,560 sqft
Basement Area768 sqft
Unfinished Basement768 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1994
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,599 sqft (0.151 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number2210500
Street Address4 WHITE CAP RD
CityNARRAGANSETT
StateRI
Zip02882-5327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal Block286
JurisdictionNARRAGANSETT RI
Township / Civil DivisionNARRAGANSETT
Census Block Group3
Census Block3037
Census Tract51504

Owner

4 White Cap Rd, a single family home, is held in a trust.

Source: Narragansett Town records, as of October 20, 2026

Owner of RecordTrust Name on File
Mailing AddressPO BOX 3724, PEACE DALE, RI 02883-0393
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 4 White Cap Rd was $5,293.

Source: Narragansett Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionNarragansett Town
Unified School DistrictNarragansett School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,293.00$779,600 Land $522,700 Building $256,900$751,275
2023$4,776.00 (+3.44%)$513,000 (-) Land $337,300 Building $175,700
2022$4,617.00$513,000 Land $337,300 Building $175,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 White Cap Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 108 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies108 in force
Nearby Flood Claims48 (1978–2020)
Claims Outside the SFHA16 of 48
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 12 claims
  • Severe Storms And Flooding, Apr 2010 · 10 claims
  • Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 White Cap Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNARRAGANSETT WATER DEPT-NORTH END
serves 4,432 people · EPA ID RI1858429
Water SourcePurchased groundwater from several systems
Last State InspectionJun 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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