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4 Whinchat Ln, Palmyra, VA 22963 Property Records

Fluvanna County property record for 4 Whinchat Ln, Palmyra, VA 22963

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,370 sqft · built 1977
Lot Size0.437 acres (19,036 sqft)
OwnerIndividual Name on Record
Tax Bill$4,111 (2025)
Deeds & MortgagesDec 2023 Transfer
Flood ZoneZone X (minimal risk)
APN18A 3 440

Property Details

APN / Parcel Number

Primary APN18A 3 440
Alternative APN
  • 2913

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,370 sqft Living Area
Gross Area3,637 sqft
1st Floor Area1,370 sqft
Basement Area1,370 sqft
Finished Basement1,370 sqft
SunroomSunroom
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1993
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area19,036 sqft (0.437 acres)
TerrainRolling
View / LotWaterfront
Garage TypeBuilt-in
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area40 sqft
Deck Area192 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2913
Street Address4 WHINCHAT LN
CityPALMYRA
StateVA
Zip22963-2242
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionINST 230003467 MONTPELIER-3 LOT 440 19,055 SF
Legal SubdivisionMONTPELIER, LAKE MONTICELLO PHASE THREE
Legal Block44
Legal Lot Number440
JurisdictionFLUVANNA VA
Township / Civil DivisionRIVANNA
Census Block Group1
Census Block1001
Census Tract20103

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11009 HOWLAND DR, RESTON, VA 20191-4905
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 18, 2023
Transfer Doc0000003467
Record UpdatedSep 20, 2026

December 2023: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionFLUVANNA VA
Recording DateDec 21, 2023
Property Address4 WHINCHAT LN, PALMYRA, VA 22963-2242
Document Number0230003467
Map ReferenceDB 466 PG 793
Instrument DateDec 18, 2023
Instrument230003467
Transaction TypeTransfer
Record UpdatedJan 10, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11009 HOWLAND DR, RESTON, VA 20191-4905

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$544,560 (-) Land $170,000 Building $374,560$544,560 (-) Land $170,000 Building $374,560
2025$4,111.00 (+10.01%)$544,560 (+22.98%) Land $170,000 Building $374,560$544,560 (+22.98%) Land $170,000 Building $374,560
2023$442,800 Land $170,000 Building $272,800$442,800 Land $170,000 Building $272,800
2022$3,737.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE MONTICELLO
private · serves 12,943 people · EPA ID VA2065480
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Firefly Fiber Broadband
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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