4 Wheeler St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 4 Wheeler St, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,628 sqft · built 1972
Lot Size	0.697 acres (30,348 sqft)
Owner	2 Individual Names on File
Tax Bill	$13,973 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0027 B:0000 L:2169`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0027 B:0000 L:2169`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,628 sqft Living Area
Gross Area	7,308 sqft
Basement Area	4,022 sqft
Finished Basement	2,570 sqft
Unfinished Basement	1,452 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,348 sqft (0.697 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	4 WHEELER ST
City	LYNNFIELD
State	MA
Zip	01940-2530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	HERITAGE HILL
Legal Lot Number	2169
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	4
Census Block	4012
Census Tract	209200

Owner

4 Wheeler St is owned and occupied by two individuals who acquired it in July 2021.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 WHEELER ST, LYNNFIELD, MA 01940-2530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · ARM RIVER WORKS CREDIT UNION
Jul 14, 2021	Deed of Trust, Mortgage · Line of Credit RIVER WORKS CREDIT UNION
Jul 13, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 9, 2021
Transfer Doc	040075-210
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	4 WHEELER ST, LYNNFIELD, MA 01940-2530
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040699-584
Date	Feb 2, 2022
Book Page	40699/584
Instrument	20220202000850

Lender

Name	RIVER WORKS CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Mar 1, 2027
Index	1-Year CMT

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	4 WHEELER ST, LYNNFIELD, MA 01940-2530
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040079-145
Date	Jul 14, 2021
Book Page	40079/145
Instrument	20210714000820

Lender

Name	RIVER WORKS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2046

Interest

Rate Type	Adjustable Rate

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Jul 13, 2021
Property Address	4 WHEELER ST, LYNNFIELD, MA 01940-2530
Document Number	040075-210
Book / Page	40075 / 210
Instrument Date	Jul 9, 2021
Instrument	20210713000820
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 WHEELER ST, LYNNFIELD, MA 01940-2530

Tax Assessment & Valuation

The 2026 property tax bill for 4 Wheeler St was $13,973, up 11.8% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,973.00 (+11.76%)	$1,219,300 (+2.98%) Land $655,700 Building $563,600	$1,413,337 (-34.87%)
2025	$12,503.00 (+1.39%)	$1,184,000 (+0.9%) Land $636,700 Building $547,300	$2,169,895
2024	$12,332.00 (-3.07%)	$1,173,400 (+4.23%) Land $612,200 Building $561,200
2023	$12,722.00	$1,125,800 Land $580,600 Building $545,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Wheeler St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2001–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2011 · Severe Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Wheeler St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Nearby Properties on Wheeler St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures