4 Westminster Dr, Middletown, NY 10940 Property Records

Orange County and Middletown City property record for 4 Westminster Dr, Middletown, NY 10940

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 1980
Lot Size	0.241 acres (10,486 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,000 (Oct 2005)
Tax Bill	$8,386 (2024)
Deeds & Mortgages	Dec 2021 Mortgage May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`330900 51-1-25`

Property Details

APN / Parcel Number

Primary APN	`330900 51-1-25`
Alternative APNs	`090005100000010250000000` `2245000400` `51-1-25`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	10,486 sqft (0.241 acres)
Lot Dimensions	107 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2245000400
Street Address	4 WESTMINSTER DR
City	MIDDLETOWN
State	NY
Zip	10940-6823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	1
Legal Lot Number	25.00
Jurisdiction	ORANGE NY
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2004
Census Tract	1601

Owner

Source: Orange County and Middletown City records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	410 GREEVES RD, NEW HAMPTON, NY 10958-4826
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage NEWREZ LLC
May 25, 2018	Loan Modification, Mortgage · Conventional with PMI PNC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2005 · Amount on Record
Deed Sale	Oct 18, 2005 · Amount on Record
Deed Book / Page	11969 / 1062
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	4 WESTMINSTER DR, MIDDLETOWN, NY 10940-6823
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000080397
Date	Dec 1, 2021
Book Page	15103/1741
Instrument	20210080397

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2051

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Property Address	4 WESTMINSTER DR, MIDDLETOWN, NY 10940-6823
Document Number	0000056779
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 WESTMINSTER DR MIDDLETOWN NY 109406823, MIDDLETOWN, NY 10940-6823

Mortgage

Document Number	0000056779
Date	Aug 3, 2018
Book Page	014441/001024
Instrument	56779

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Aug 2, 2058

Interest

Rate	4%

Tax Assessment & Valuation

Source: Orange County and Middletown City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,200 (-) Land $8,300 Building $21,900	$343,600 (+13.77%)
2024	$8,386.00
2023		$30,200 (-) Land $8,300 Building $21,900	$302,000 (+17.01%) Land $83,000 Building $219,000
2022		$30,200 Land $8,300 Building $21,900	$258,100 Land $70,935 Building $187,165

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY serves 30,000 people · EPA ID NY3503534
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Optimum.

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