4 Westgate Dr, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 4 Westgate Dr, Oxford, MA 01540

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1968
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,348 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`OXFO M:29D B:A16`

Property Details

APN / Parcel Number

Primary APN	`OXFO M:29D B:A16`
Alternative APN	`29DA16`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,200 sqft Living Area
Gross Area	3,888 sqft
1st Floor Area	1,200 sqft
Basement Area	1,900 sqft
Unfinished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,500 sqft (0.287 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	29DA16
Street Address	4 WESTGATE DR
City	OXFORD
State	MA
Zip	01540-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	A16
Jurisdiction	OXFORD MA
Township / Civil Division	OXFORD
Census Block Group	1
Census Block	1004
Census Tract	753200

Owner

4 Westgate Dr is owner-occupied and held in a trust since September 2011.

Source: Worcester County and Oxford Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	4 WESTGATE DR, OXFORD, MA 01540-1622
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage MILLBURY NATIONAL BANK
Nov 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MILLBURY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2011
Deed Sale	Sep 21, 2011
Prior Sale	Jan 28, 1987 · Amount on File
Deed Document Number	20119
Deed Book / Page	47855 / 144
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	4 WESTGATE DR, OXFORD, MA 01540-1622
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072817-189
Date	Nov 13, 2025
Book Page	72817/189
Instrument	98810

Lender

Name	MILLBURY NATIONAL BANK
Type	Bank

Agreement

Amount	Amount on Record

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	4 WESTGATE DR, OXFORD, MA 01540-1622
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66594-362
Date	Nov 23, 2021
Book Page	66594/362
Instrument	164235

Lender

Name	MILLBURY NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 4 Westgate Dr was $4,348, down 7.7% from the year before.

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,348.00 (-7.67%)	$355,500 (-4.36%) Land $90,000 Building $265,500	$373,624 (+0.25%)
2025	$4,709.00 (+5.23%)	$371,700 (+11.96%) Land $88,500 Building $283,200	$372,685
2024	$4,475.00 (-0.13%)	$332,000 (+1.07%) Land $82,200 Building $249,800
2023	$4,481.00	$328,500 Land $78,700 Building $249,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Westgate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Westgate Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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