4 Westerly Ter, Colchester, CT 06415 Property Records

Colchester Town property record for 4 Westerly Ter, Colchester, CT 06415

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1975
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$163,000 (Jun 2015)
Tax Bill	$4,751 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Aug 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`H0185900`

Property Details

APN / Parcel Number

Primary APN	`H0185900`
Alternative APNs	`COLC M:018 B:000 L:037-000` `M:018 B:000 L:037=000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	H0185900
Street Address	4 WESTERLY TER
City	COLCHESTER
State	CT
Zip	06415-1442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SU
Legal Lot Number	37-0
Jurisdiction	COLCHESTER CT
Township / Civil Division	COLCHESTER
Census Block Group	3
Census Block	3010
Census Tract	714101

Owner

Source: Colchester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 WESTERLY TER, COLCHESTER, CT 06415-1442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Aug 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2015 · Amount on Record
Deed Sale	Jun 8, 2015 · Amount on Record
Prior Sale	Jan 5, 2015 · Amount on Record
Deed Document Number	2015105317
Deed Book / Page	1255 / 360
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLCHESTER CT
Property Address	4 WESTERLY TER, COLCHESTER, CT 06415-1442
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001578-157
Date	Jun 2, 2025
Book Page	1578/157

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLCHESTER CT
Property Address	4 WESTERLY TER, COLCHESTER, CT 06415-1442
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1465-109
Date	Aug 18, 2021
Book Page	1465/109

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2046

Tax Assessment & Valuation

Source: Colchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Colchester Town
Unified School District	Colchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,751.00	$158,800 (-) Land $37,800 Building $121,000	$111,160 Land $26,460 Building $84,700
2024	$4,751.00 (+9.9%)
2023	$4,323.00 (+0.53%)	$158,800 (-) Land $37,800 Building $121,000
2022	$4,300.00	$158,800 Land $37,800 Building $121,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLCHESTER SEWER & WATER COMMISSION serves 4,020 people · EPA ID CT0280011
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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