Schenectady County and Schenectady City property record for 4 Wesley Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 963 sqft · built 1920 |
| Lot Size | 0.298 acres (12,992 sqft) |
| Owner | Company Name on Record |
| Last Sale | $146,000 (Dec 2025) |
| Tax Bill | $6,316 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.40-1-39.1 |
| Primary APN | 421500 60.40-1-39.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 963 sqft Living Area |
| 1st Floor Area | 690 sqft |
| Upper Floors Area | 273 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Cape Cod |
| Exterior Material | Composition/Composite |
| Lot Area | 12,992 sqft (0.298 acres) |
| Lot Dimensions | 56 ft deep x 232 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 297 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4 WESLEY AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Subdivision | STATE STREET PARK |
| Legal Block | 1 |
| Legal Lot Number | 39.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21801 |
Source: Schenectady County and Schenectady City records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 149 FIELDSTONE DR, SCHENECTADY, NY 12304-5413 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN EQUITY MORTGAGE |
| Dec 26, 2025 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Jan 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 26, 2025 · Amount on Record |
| Deed Sale | Dec 26, 2025 · Amount on Record |
| Prior Sale | Jan 17, 2018 · Amount on Record |
| Deed Document Number | 202530135 |
| Deed Book / Page | 2163 / 163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 4 WESLEY AVE, SCHENECTADY, NY 12304-2114 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 149 FIELDSTONE DR, SCHENECTADY, NY 12304-5413 |
| Document Number | 0000006065 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 202606065 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | LAKE FOREST, CA 92630 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 26, 2025 |
| Property Address | 4 WESLEY AVE, SCHENECTADY, NY 12304-2114 |
| Document Number | 0000030135 |
| Map Reference | CAB B MAP 120&121 |
| Instrument Date | Dec 10, 2025 |
| Instrument | 202530135 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $584.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 WESLEY AVE, SCHENECTADY, NY 12304-2114 |
| Name | Verified Name |
|---|---|
| Address | 149 FIELDSTONE DR, SCHENECTADY, NY 12304-5413 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 17, 2018 |
| Property Address | 4 WESLEY AVE, SCHENECTADY, NY 12304-2114 |
| Document Number | 0000002632 |
| Book / Page | 1979 / 895 |
| Instrument Date | Jan 9, 2018 |
| Instrument | 201802632 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $392.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 WESLEY AVE, 4, SCHENECTADY, NY 12304-2114 |
| Name | Verified Name |
|---|---|
| Address | 103 9TH ST, SARATOGA SPRINGS, NY 12866-7254 |
| Document Number | 0000002634 |
|---|---|
| Date | Jan 17, 2018 |
| Book Page | 4814/312 |
| Instrument | 201802634 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,316.00 (+2.02%) | ||
| 2025 | $6,191.00 (+2.84%) | $136,400 (-) Land $20,500 Building $115,900 | $225,865 (+13.35%) Land $33,946 Building $191,919 |
| 2024 | $136,400 (-) Land $20,500 Building $115,900 | $199,270 (+15.41%) Land $29,949 Building $169,321 | |
| 2023 | $136,400 (-) Land $20,500 Building $115,900 | $172,658 (+3.8%) Land $25,949 Building $146,709 | |
| 2022 | $136,400 Land $20,500 Building $115,900 | $166,341 Land $25,000 Building $141,341 | |
| 2021 | $6,020.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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