4 Wendell St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 4 Wendell St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,083 sqft · built 1900
Lot Size	0.064 acres (2,801 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (May 2024)
Tax Bill	$5,656 (2026)
Deeds & Mortgages	Apr 2026 Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:006-H B:0005 L:0010`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-H B:0005 L:0010`
Alternative APNs	`M:006=H B:0005 L:0010` `4507024`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,083 sqft Living Area
Gross Area	1,598 sqft
1st Floor Area	662 sqft
Basement Area	468 sqft
Unfinished Basement	468 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,801 sqft (0.064 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4507024
Street Address	4 WENDELL ST
City	SAUGUS
State	MA
Zip	01906-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	5
Legal Lot Number	10
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1012
Census Tract	208102

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 WENDELL ST, SAUGUS, MA 01906-1730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · ARM LEADER BANK NA
May 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2024 · Amount on Record
Deed Sale	May 10, 2024 · Amount on Record
Prior Sale	May 11, 2020 · Amount on Record
Deed Document Number	20241970
Deed Book / Page	42110 / 74
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Recording Date	Apr 21, 2026
Property Address	4 WENDELL ST, SAUGUS, MA 01906-1730
Document Number	043339-559
Book / Page	43339 / 559
Instrument Date	Apr 15, 2026
Instrument	20262890
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship, 153
Address	4 WENDELL ST, SAUGUS, MA 01906-1730

Mortgage

Document Number	0000002890,
Date	Apr 21, 2026
Book Page	43339/559
Instrument	20262890

Lender

Name	LEADER BANK NA

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Type Change Date	May 1, 2033
Index	Other
Margin	3
Max Rate	-1%

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	May 11, 2020
Property Address	4 WENDELL ST, SAUGUS, MA 01906-1730
Document Number	38504-271
Book / Page	038504 / 000271
Instrument Date	May 5, 2020
Instrument	11004130
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$2,052.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WENDELL ST SAUGUS MA 019061730, SAUGUS, MA 01906-1730

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,656.00 (+3.57%)	$542,800 (+6.16%) Land $318,800 Building $223,300	$552,260 (+1.33%)
2025	$5,461.00 (+8.12%)	$511,300 (+7.8%) Land $289,800 Building $221,500	$545,015
2024	$5,051.00 (+2.77%)	$474,300 (+8.66%) Land $273,200 Building $201,100
2023	$4,915.00	$436,500 Land $240,100 Building $196,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	58 (1978–2024)
Claims Outside the SFHA	4 of 58
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 6 claims Extreme Weather Conditons And Flooding, Oct 1996 · 5 claims Coastal Storm, Oct 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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