New Castle County property record for 4 Watson Ln, Middletown, DE 19709
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,128 sqft · built 2001 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,398 (2023) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Nov 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-029.00-033 |
| Primary APN | 23-029.00-033 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,128 sqft Living Area |
| 1st Floor Area | 1,693 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 126 ft deep x 79 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4 WATSON LN |
|---|---|
| City | MIDDLETOWN |
| State | DE |
| Zip | 19709-9362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 23R-2 |
| Legal Subdivision | THE LEGENDS |
| Legal Lot Number | 183 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | MIDDLETOWN-ODESSA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 16612 |
Source: New Castle County assessment roll, APN 23-029.00-033, as of April 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 WATSON LN, MIDDLETOWN, DE 19709-9362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEXSTA FCU |
| Nov 04, 2025 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 21, 2024 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 27, 2023 | Deed, Transfer · FHA Mortgage OCMBC INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 27, 2023 |
| Deed Sale | Jun 27, 2023 |
| Prior Sale | Dec 30, 2004 · Amount on Record |
| Deed Document Number | 202341610 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 4 WATSON LN, MIDDLETOWN, DE 19709-9362 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000088804 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 20251210-0088804 |
| Name | DEXSTA FCU |
|---|---|
| Type | Credit Union |
| Address | WILMINGTON, DE 19803 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 96 Months |
| Due | Dec 23, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 4 WATSON LN, MIDDLETOWN, DE 19709-9362 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4 WATSON LN, MIDDLETOWN, DE 19709-9362 |
| Document Number | 0000079991 |
|---|---|
| Date | Nov 04, 2025 |
| Instrument | 20251104-0079991 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Jan 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 5.62% |
| Index | 1-Year T-Bill |
| Max Rate | 5.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 4 WATSON LN, MIDDLETOWN, DE 19709-9362 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4 WATSON LN, MIDDLETOWN, DE 19709-9362 |
| Document Number | 0000010901 |
|---|---|
| Date | Feb 21, 2024 |
| Instrument | 20240221-0010901 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Jun 27, 2023 |
| Property Address | 4 WATSON LN, MIDDLETOWN, DE 19709-9362 |
| Document Number | 0000041610 |
| Map Reference | MF 13647 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 20230627-0041610 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 WATSON LN, MIDDLETOWN, DE 19709-9362 |
| Document Number | 0000041615 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 20230627-0041615 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
Source: New Castle County assessment roll as of April 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Municipality | Middletown Town |
| Unified School District | Appoquinimink School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $601,000 (+374.72%) Land $108,900 Building $492,100 | ||
| 2024 | $521,280 | ||
| 2023 | $3,398.00 (+0.18%) | $126,600 (-) Land $11,800 Building $114,800 | |
| 2022 | $3,392.00 | $126,600 Land $11,800 Building $114,800 |
Source: FEMA National Flood Hazard Layer, New Castle County (10003C), as of January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100030166121, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.1% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 211 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Source: EPA Safe Drinking Water Information System, water system DE0000614, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MIDDLETOWN WATER DEPARTMENT serves 17,700 people |
|---|---|
| Water Source | Purchased surface water from ARTESIAN WATER COMPANY |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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