Westchester County and Rye City property record for 4 Watson Ct, Rye, NY 10580 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1998 |
| Square Footage | 5,122 sqft Living Area |
| Lot Size | 16,988 sqft (0.39 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $426,000 (1998) |
| Tax Bill | $53,525.00 (2025) |
| Primary APN | 551400 153-6-1-30-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 5,122 sqft Living Area |
| 1st Floor | 2,721 sqft 1st Floor |
| 2nd Floor | 2,401 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Exterior |
| Lot Area | 16,988 sqft (0.39 acres) |
| Cooling System | Central Cooling |
|---|
| Street Address | 4 WATSON CT |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-2456 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | SUBDIVISION PLAN NICHOLS LANDING |
| Legal Block | 1 |
| Legal Lot Number | 30.004 |
| Jurisdiction | WESTCHESTER NY |
| Minor Civil Division | RYE |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 7500 |
Source: Westchester County and Rye City records · APN 551400 153-6-1-30-4
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 WATSON CT, RYE, NY 10580-2456 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 05, 2019 | Loan Modification, Mortgage WELLS FARGO BK |
| Oct 03, 2018 | Grant Deed, Transfer WELLS FARGO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 02, 1998 · Amount on Record |
| Deed Sale | Nov 02, 1998 · Amount on Record |
| Prior Sale | Mar 11, 1998 · Amount on Record |
| Deed Book / Page | 12150 / 226 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 4 WATSON CT, RYE, NY 10580-2456 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0591683572 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 591683572 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jul 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 4 WATSON CT, RYE, NY 10580-2456 |
| Document Number | 0591763040 |
| Instrument Date | Jun 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2019 |
| Title Company | KENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD NAT'L LAND |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4 WATSON CT RYE NY 105802456, RYE, NY 10580-2456 |
| Document Number | 0591763040 |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | 059176/003040 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 2701 WELLS FARGO WAY, MINNEAPOLIS, MN 55467-8000 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 24, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 03, 2018 |
| Property Address | 4 WATSON CT, RYE, NY 10580-2456 |
| Document Number | 0582623063 |
| Book / Page | 058262 / 003063 |
| Instrument Date | Sep 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2018 |
| Title Company | NEW YORK LAND SERVICE, INC. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,900.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 73 HEWLETT ST RYE NY 105803224, RYE, NY 10580-3224 |
| Document Number | 582683217 |
|---|---|
| Date | Oct 03, 2018 |
| Book Page | 058268/003217 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 02, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $53,525.00 | $57,000 (-) Land $16,400 Building $40,600 | $4,830,509 (+6.78%) Land $1,389,831 Building $3,440,678 |
| 2024 | $57,000 (-) Land $16,400 Building $40,600 | $4,523,809 (+2.38%) Land $1,301,587 Building $3,222,222 | |
| 2023 | $57,000 Land $16,400 Building $40,600 | $4,418,605 Land $1,271,318 Building $3,147,287 | |
| 2020 | $61,688.00 |
Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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