4 Waterwheel Cir, Dover, DE 19901 Property Records

Kent County property record for 4 Waterwheel Cir, Dover, DE 19901

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,724 sqft · built 1994
Lot Size0.51 acres (22,216 sqft)
OwnerIndividual Name on File
Last Sale$460,000 (Jan 2024)
Tax Bill$2,639 (2026)
Deeds & MortgagesOct 2024 Mortgage
Jan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7-00-095.09-05-23.00-000

Property Details

APN / Parcel Number

Primary APN7-00-095.09-05-23.00-000
Alternative APNs
  • NM00095.090523.00/000
  • 34474

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,724 sqft Living Area
Basement Area1,056 sqft
Unfinished Basement1,056 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area22,216 sqft (0.51 acres)
Lot Dimensions155 ft deep x 99.2 ft wide
View / LotMajor Street/Thoroughfare
Garage TypeFinished
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourceWell

Location & Zoning

Account Number34474
Street Address4 WATERWHEEL CIR
CityDOVER
StateDE
Zip19901-6262
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal DescriptionOLD MILL ACRES SEC 2 LOT 140
Legal SubdivisionOLD MILL ACRES - SECTION 2
Legal Lot Number140
JurisdictionKENT DE
Township / Civil DivisionDOVER
Census Block Group1
Census Block1010
Census Tract41702

Owner

4 Waterwheel Cir is owned and occupied by an individual who bought it in January 2024.

Source: Kent County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address4 WATERWHEEL CIR, DOVER, DE 19901-6262
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2024Deed of Trust, Mortgage · VA Mortgage
CMG MORTGAGE INC
Jan 25, 2024Deed, Transfer · VA Mortgage
KEYSTONE FUNDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 25, 2024 · Amount on File
Deed SaleJan 25, 2024 · Amount on File
Prior SaleSep 1, 1994 · Amount on File
Deed Document Number2024487734
Deed Book / Page12840 / 287
Record UpdatedOct 29, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address4 WATERWHEEL CIR, DOVER, DE 19901-6262
Transaction TypeMortgage
Record UpdatedApr 2, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 WATERWHEEL CIR, DOVER, DE 19901-6262

Mortgage

Document Number0000501846
DateOct 15, 2024
Book Page13229/107
Instrument2023-501846
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2054

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateJan 25, 2024
Property Address4 WATERWHEEL CIR, DOVER, DE 19901-6262
Document Number0000487734
Book / Page12840 / 287
Instrument DateJan 23, 2024
Instrument2024-487734
Transaction TypeTransfer
Record UpdatedApr 2, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$12,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address4 WATERWHEEL CIR, DOVER, DE 19901-6262

Mortgage

Document Number0000487735
DateJan 25, 2024
Instrument2024-487735
Lender
NameKEYSTONE FUNDING INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 4 Waterwheel Cir was $2,639, up 18.4% from the year before.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
Unified School DistrictCaesar Rodney School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,639.00 (+18.45%)$430,700 (-) Land $105,400 Building $325,300
2025$2,228.00$430,700 Land $105,400 Building $325,300
2023$2,399.00$75,300 Land $16,300 Building $59,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Waterwheel Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1979–2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Waterwheel Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 87% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMDEN PUMP DISTRICT
serves 17,208 people · EPA ID DE0000124
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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