4 Waterside Way, Ottawa, IL 61350 Property Records

LaSalle County property record for 4 Waterside Way, Ottawa, IL 61350

Property Summary

Property TypeSingle Family Home
Details1,555 sqft · built 2021
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Tax Bill$20,633 (2025)
Deeds & MortgagesMay 2022 Construction Loan
Dec 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN15-44-300-040

Property Details

APN / Parcel Number

Primary APN15-44-300-040
Alternative APN
  • 19-08-328-040

Interior

Stories1 Story
Building Area1,555 sqft Total Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area4,792 sqft (0.11 acres)

Location & Zoning

Street Address4 WATERSIDE WAY
CityOTTAWA
StateIL
Zip61350-9036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST PENINSULA UNIT 1 AT HERITAGE HARBOR OTTAWA, LT 14 SEC 8-33-4
Legal Range04
Legal Township33
Legal Section08
Legal SubdivisionWEST PENINSULA UNIT 1 AT HERITAGE HARBOR
Legal Lot Number14
Legal Unit1
JurisdictionLASALLE IL
Township / Civil DivisionRUTLAND
Census Block Group5
Census Block5025
Census Tract962300

Owner

Source: LaSalle County records · APN 15-44-300-040

Assessment roll updated June 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address204 CATHERINE CT, OSWEGO, IL 60543-7308
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Warranty Deed, Construction Loan · Construction Mortgage
CALIBER HOME LOANS INC
Dec 07, 2020Warranty Deed, Transfer · Commercial Mortgage
OTTAWA SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 10, 2022
Deed SaleMay 10, 2022
Prior SaleDec 07, 2020 · Amount on Record
Deed Document Number20226029
Record UpdatedSep 20, 2026

May 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionLASALLE IL
Recording DateMay 10, 2022
Property Address4 WATERSIDE WAY, OTTAWA, IL 61350-9036
Document Number0202206029
Map ReferenceDOC 2008-21917
Instrument DateMay 02, 2022
Instrument2022-06029
Transaction TypeConstruction Loan
Record UpdatedJun 20, 2023
Title CompanyWHEATLAND TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address924 W CORNELIA AVE # AVE25, AVE25, CHICAGO, IL 60657-8979

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 CATHERINE CT, OSWEGO, IL 60543-7308

Mortgage

Document Number0202206030
DateMay 10, 2022
Instrument2022-06030
Lender
NameCALIBER HOME LOANS INC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLASALLE IL
Recording DateDec 07, 2020
Property Address4 WATERSIDE WAY, OTTAWA, IL 61350-9036
Document Number0202018870
Map ReferenceDOC 2008-21917
Instrument DateNov 16, 2020
Instrument2020-18870
Transaction TypeTransfer
Record UpdatedJun 20, 2023
Title CompanyWHEATLAND TITLE

Transaction

AmountAmount Recorded
Tax$150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1851 OLD CHICAGO RD, OTTAWA, IL 61350-9705

Transferred To (Grantee/Buyer)

NameVerified Name
Address924 W CORNELIA AVE APT 2S, 2S, CHICAGO, IL 60657-1935

Mortgage

Document Number0202018871
DateDec 07, 2020
Instrument2020-18871
Lender
NameOTTAWA SAVINGS BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: LaSalle County records · Assessment roll updated June 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionRutland Township
MunicipalityOttawa City
Secondary School DistrictOttawa Township High School District 140 (09 - 12)
Elementary School DistrictRutland Community Consolidated School District 230 (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$20,633.00 (+5.6%)$226,032 (+20.89%) Land $46,774 Building $179,258$678,096 (+20.89%) Land $140,322 Building $537,774
2024$19,538.00
2023$186,976 (+44.2%) Land $38,692 Building $148,284$560,928 (+44.2%) Land $116,076 Building $444,852
2022$129,666 Land $36,474 Building $93,192$388,998 Land $109,422 Building $279,576

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims38 (1979–2020)
Claims Outside the SFHA13 of 38
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 8 claims
  • Severe Storms And Flooding, Sep 2008 · 9 claims

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Surf Air Wireless
Fiber
1,000 / 1,000
Mediacom Communications
Cable · Fixed Wireless
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 118 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOTTAWA
serves 18,097 people
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Waterside Way

Nearby Streets

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