4 Waters St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 4 Waters St, Salem, MA 01970 · Last verified July 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Condominium
Bedrooms	2 Beds
Bathrooms	2.5 Baths
Year Built	Built 2005
Square Footage	1,339 sqft Living Area
Lot Size	17,193 sqft (0.395 acres)
Occupancy	Owner Occupied
Last Sale	$525,000 (2022)
Tax Bill	$5,846.00 (2025)

Owner

Source: Essex County and Salem City records · APN SALE M:26 L:0070 S:805

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 WATERS ST, SALEM, MA 01970-3965
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Stand Alone Refinance GUARANTEED RATE INC
Jul 14, 2022	Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage CAMBRIDGE TRUST CO
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) GUARANTEED RATE
Jun 28, 2018	Quit Claim Arm's Length for NE States, Transfer GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2022 · Amount on Record
Deed Sale	Jul 14, 2022 · Amount on Record
Prior Sale	Jun 28, 2018 · Amount on Record
Deed Book / Page	41065 / 241
Record Refreshed	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	4 WATERS ST, SALEM, MA 01970-3965
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0039515-71
Date	Feb 10, 2021
Book Page	39515/71
Instrument	20210210004030

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

July 2022: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	SALEM MA
Recording Date	Jul 14, 2022
Property Address	4 WATERS ST, SALEM, MA 01970-3965
Document Number	041065-241
Book / Page	41065 / 241
Instrument Date	Jul 14, 2022
Instrument	20220714002950
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	4 WATERS ST, SALEM, MA 01970-3965

Mortgage

Document Number	220714002960
Date	Jul 14, 2022
Instrument	220714002960

Lender

Name	CAMBRIDGE TRUST CO
Type	Bank

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	4 WATERS ST, SALEM, MA 01970-3965
Document Number	37635-422
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WATERS ST #4 SALEM MA 019703965, 4, SALEM, MA 01970-3965

Mortgage

Document Number	37635-422
Date	Jul 01, 2019
Book Page	037635/000422
Instrument	1003850

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

June 2018: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	SALEM MA
Recording Date	Jun 28, 2018
Property Address	4 WATERS ST, SALEM, MA 01970-3965
Document Number	36824-337
Book / Page	36824 / 337
Instrument	180628004650
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$51.74
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4 WATERS ST, SALEM, MA 01970-3965

Mortgage

Document Number	368240341
Date	Jun 28, 2018
Instrument	36824/0341

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

Source: Essex County and Salem City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,846.00 (-0.88%)	$515,500 (+1.56%) Building $515,500	$537,320
2024	$5,898.00 (-3.5%)	$507,600 (+3.89%) Building $507,600
2023	$6,112.00	$488,600 Building $488,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`SALE M:26 L:0070 S:805`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	4 Rooms
Building Area	1,339 sqft Living Area
Gross Area	1,559 sqft Gross Area
Stories	3 Stories

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Other Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	17,193 sqft (0.395 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	4 WATERS ST
City	SALEM
State	MA
Zip	01970-3965
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Condominium
Legal Lot Number	70
Jurisdiction	SALEM MA
Minor Civil Division	SALEM
Census Blockgroup	4
Census Block	4004
Census Tract	204600

4 Waters St, Salem, MA 01970 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2022: Quit Claim Arm's Length for NE States, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Quit Claim Arm's Length for NE States, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Waters St

Nearby Streets

Search Property Records by Address or Parcel Number