Flagler County property record for 4 Waters Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,975 sqft · built 1992 |
| Lot Size | 0.528 acres (23,000 sqft) |
| Owner | Trust Name on File |
| Last Sale | $379,999 (Jun 2021) |
| Tax Bill | $5,876 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7019-00020-0110 |
| Primary APN | 07-11-31-7019-00020-0110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,975 sqft Living Area |
| Gross Area | 2,645 sqft |
| 1st Floor Area | 1,975 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 23,000 sqft (0.528 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 464 sqft |
| Pool Area | 420 sqft |
| Deck Area | 696 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4 WATERS DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 19 BLK 2 LTS 11 & 10 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 60211 |
4 Waters Dr is owner-occupied and held in a trust since June 2021.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4 WATERS DR, PALM COAST, FL 32164-7644 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Jun 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage CF BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2021 · Amount on File |
| Deed Sale | Jun 10, 2021 · Amount on File |
| Prior Sale | Jan 19, 2006 · Amount on File |
| Deed Document Number | 202132138 |
| Deed Book / Page | 2572 / 910 |
| Prior Transfer Date | Jun 6, 1996 |
| Prior Transfer Doc | 0566001087 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 20, 2021 |
| Property Address | 4 WATERS DR, PALM COAST, FL 32164-7644 |
| Document Number | 0026190098 |
| Book / Page | 2619 / 98 |
| Map Reference | MB 7 PG 26 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2021057916 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 63 LANDING DR, METHUEN, MA 01844-5856 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 10, 2021 |
| Property Address | 4 WATERS DR, PALM COAST, FL 32164-7644 |
| Document Number | 0025720910 |
| Book / Page | 2572 / 910 |
| Map Reference | MB 7 PG 26 |
| Instrument Date | Jun 7, 2021 |
| Instrument | 2021032138 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Title Company | SUN TITLE, SUNCOAST TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 WATER OAK PL, 1, PALM COAST, FL 32137-8055 |
| Name | Verified Name |
|---|---|
| Address | 63 LANDING DR, METHUEN, MA 01844-5856 |
| Document Number | 2572911 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 2572/911 |
| Name | CF BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 4 Waters Dr was $5,876 with exemptions applied, up 1.8% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,876.00 (+1.77%) Homeowner's exemption Widower's exemption | $371,492 Land $109,500 Building $261,992 | $371,492 Land $109,500 Building $261,992 |
| 2024 | $5,774.00 (+0.77%) | ||
| 2023 | $5,730.00 (-0.73%) Homeowner's exemption Widower's exemption | $356,988 (+3%) | $366,947 (+5.87%) Land $104,500 Building $262,447 |
| 2022 | $5,772.00 Homeowner's exemption Widower's exemption | $346,590 Land $97,500 Building $249,090 | $346,590 Land $97,500 Building $249,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Waters Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Waters Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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