Essex County and Gloucester City property record for 4 Waterman Rd, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,054 sqft · built 1955 |
| Lot Size | 0.24 acres (10,474 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Apr 2025) |
| Tax Bill | $12,588 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0256 B:0045 L:0000 |
| Primary APN | GLOU M:0256 B:0045 L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,054 sqft Living Area |
| Gross Area | 2,718 sqft |
| 1st Floor Area | 1,054 sqft |
| Basement Area | 1,054 sqft |
| Unfinished Basement | 1,054 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Shed Roof |
| Roof Material | Rolled Roofing |
| Lot Area | 10,474 sqft (0.24 acres) |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 4 WATERMAN RD |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Block | 45 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 221902 |
4 Waterman Rd is owned by two individuals who bought it in April 2025.
Source: Essex County and Gloucester City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 80 AZALEA RD, WALTHAM, MA 02452-4749 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2025 · Amount on File |
| Deed Sale | Apr 8, 2025 · Amount on File |
| Deed Document Number | 20251460 |
| Deed Book / Page | 42652 / 30 |
| Prior Transfer Date | Feb 4, 2025 |
| Prior Transfer Doc | 0042652-30 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 4 Waterman Rd was $12,588, up 3.3% from the year before.
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,588.00 (+3.26%) | $1,352,100 (+7.81%) Land $1,083,600 Building $268,500 | $1,088,406 |
| 2025 | $12,191.00 (+4.18%) | $1,254,200 (+4.28%) Land $1,003,500 Building $250,700 | |
| 2024 | $11,702.00 (+5.46%) | $1,202,700 (+14.78%) Land $955,900 Building $246,800 | |
| 2023 | $11,096.00 | $1,047,800 Land $815,600 Building $232,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Waterman Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 51 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2005 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Waterman Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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