4 Washington St, Middletown, MD 21769 Property Records

Frederick County property record for 4 Washington St, Middletown, MD 21769

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,630 sqft · built 1890
Lot Size	0.315 acres (13,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Aug 2021)
Tax Bill	$4,961 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-138887`

Property Details

APN / Parcel Number

Primary APN	`03-138887`
Alternative APNs	`3138887` `138887`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,630 sqft Living Area
1st Floor Area	815 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	13,731 sqft (0.315 acres)
Porch	Open Porch
Porch Area	278 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	138887
Street Address	4 WASHINGTON ST
City	MIDDLETOWN
State	MD
Zip	21769-8017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2-A 10270 SQ FT SECTION 1 LIGHTER SUBDIVISION
Legal Subdivision	LIGHTER SUB
Legal Lot Number	2A
Jurisdiction	FREDERICK MD
Township / Civil Division	3, MIDDLETOWN
Census Block Group	3
Census Block	3017
Census Tract	752601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Middletown Historic District listed 2003 · 346 contributing resources · NRIS 03001334

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 WASHINGTON ST, MIDDLETOWN, MD 21769-8017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed, Transfer · Conventional Mortgage FULTON BANK NA
May 5, 2017	Grant Deed, Transfer · Conventional with PMI GEORGE MASON MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Prior Sale	May 5, 2017 · Amount on Record
Deed Book / Page	15212 / 172
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 20, 2021
Property Address	4 WASHINGTON ST, MIDDLETOWN, MD 21769-8017
Document Number	0152120172
Book / Page	15212 / 172
Map Reference	MB 28 PL 154
Instrument Date	Aug 12, 2021
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	UNLIMITED TITLE SERVICES LLC, UNITED TITLE SERVICE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 WASHINGTON ST, MIDDLETOWN, MD 21769-8017

Mortgage

Document Number	15212178
Date	Aug 20, 2021
Instrument	15212/178

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	May 5, 2017
Property Address	4 WASHINGTON ST, MIDDLETOWN, MD 21769-8017
Document Number	0118040017
Book / Page	011804 / 000017
Instrument Date	May 5, 2017
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4 WASHINGTON ST MIDDLETOWN MD 217698017, MIDDLETOWN, MD 21769-8017

Mortgage

Document Number	118040024
Date	May 5, 2017
Book Page	011804/000024

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Middletown Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,200 (+28.46%) Land $86,600 Building $301,600	$388,200 (+28.46%) Land $86,600 Building $301,600
2025	$4,961.00 (+14.57%)
2023	$4,330.00 Homeowner's exemption	$302,200 Land $72,000 Building $230,200	$302,200 Land $72,000 Building $230,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MIDDLETOWN serves 5,132 people · EPA ID MD0100018
Water Source	Groundwater
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: EarthLink Business, MN FWA Buyer.

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