4 Wareham Ct, Scotch Plains, NJ 07076 Property Records

Union County and Scotch Plains Township property record for 4 Wareham Ct, Scotch Plains, NJ 07076

Property Summary

Property Type	Single Family Home
Details	2,016 sqft · built 1985
Lot Size	0.163 acres (7,113 sqft)
Owner	Individual Name on File
Last Sale	$499,000 (Aug 2026)
Tax Bill	$10,362 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-13701-0000-00003-0000-C0004`

Property Details

APN / Parcel Number

Primary APN	`16-13701-0000-00003-0000-C0004`
Alternative APNs	`1613701 0100003 C0004` `610500`

Interior

Building Area	2,016 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Lot Area	7,113 sqft (0.163 acres)

Location & Zoning

Account Number	610500
Street Address	4 WAREHAM CT
City	SCOTCH PLAINS
State	NJ
Zip	07076-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B.1A
Legal Description	BLOCK: 13701.01
Legal Subdivision	SOUTHWYK VILLAGE CONDO
Legal Block	13701
Legal Lot Number	3
Jurisdiction	UNION NJ
Township / Civil Division	SCOTCH PLAINS
Census Block Group	1
Census Block	1000
Census Tract	38601

Owner

4 Wareham Ct is owned by an individual who bought it in August 2026.

Source: Union County and Scotch Plains Township records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	4 WAREHAM CT, W, SCOTCH PLAINS, NJ 07076-3131
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2026 · Amount on File
Deed Sale	Aug 7, 2026 · Amount on File
Deed Document Number	202656981
Deed Book / Page	6628 / 2126
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Aug 7, 2026
Property Address	4 WAREHAM CT, SCOTCH PLAINS, NJ 07076-3131
Document Number	0000056981
Book / Page	6628 / 2126
Instrument Date	Jul 28, 2026
Instrument	202656981
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	AMTRUST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,399.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WAREHAM CT, SCOTCH PLAINS, NJ 07076-3131

Mortgage

Document Number	0000095739,
Date	Aug 7, 2026
Instrument	202695739

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 4 Wareham Ct was $10,362, up 5% from the year before.

Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Scotch Plains Township
Unified School District	Scotch Plains-Fanwood Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,900 (-) Land $20,000 Building $63,900	$83,900 (-) Land $20,000 Building $63,900
2025	$10,362.00 (+4.95%)	$83,900 Land $20,000 Building $63,900	$83,900 Land $20,000 Building $63,900
2024	$9,873.00
2023		$83,900 Land $20,000 Building $63,900	$83,900 Land $20,000 Building $63,900
2022	$9,468.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4 Wareham Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	97 (1996–2025)
Claims Outside the SFHA	34 of 97
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 26 claims Hurricane Irene, Aug 2011 · 19 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Wareham Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20