4 Wallace Ter, Rensselaer, NY 12144 Property Records

Rensselaer County and Rensselaer City property record for 4 Wallace Ter, Rensselaer, NY 12144

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,496 sqft · built 1953
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on File
Tax Bill$6,393 (2026)
Deeds & MortgagesJun 2023 Refinance
May 2020 Line of Credit
+ 1 more
APN381400 133.81-7-20

Property Details

APN / Parcel Number

Primary APN381400 133.81-7-20
Alternative APN
  • 82002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,496 sqft Living Area
1st Floor Area1,496 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRanch
Exterior MaterialWood
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions136 ft deep x 120 ft wide
Garage TypeAttached
Garage Area962 sqft
Parking Spaces4 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area200 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number82002
Street Address4 WALLACE TER
CityRENSSELAER
StateNY
Zip12144-1336
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionRAVINE GARAGE HOUSE POOL
Legal Block7
Legal Lot Number20.000
JurisdictionRENSSELAER NY
Township / Civil DivisionRENSSELAER
Census Block Group2
Census Block2005
Census Tract51602

Owner

4 Wallace Ter is owned and occupied by two individuals.

Source: Rensselaer County and Rensselaer City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address4 WALLACE TER, RENSSELAER, NY 12144-1336
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
BROADVIEW FEDERAL CREDIT UNION
May 20, 2020Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU
May 20, 2020Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address4 WALLACE TER, RENSSELAER, NY 12144-1336
Transaction TypeMortgage
Record UpdatedJul 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0104140254
DateJun 22, 2023
Book Page10414/254
Instrument2023-628855
Lender
NameBROADVIEW FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueJul 1, 2043

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address4 WALLACE TER, RENSSELAER, NY 12144-1336
Document Number0000569205
Instrument DateMay 20, 2020
Transaction TypeMortgage
Record UpdatedJun 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 WALLACE TER RENSSELAER NY 121441336, RENSSELAER, NY 12144-1336

Mortgage

Document Number0000569205
DateJun 4, 2020
Book Page009178/000064
Instrument569205
Lender
NameCAPITAL COMMUNICATIONS FCU
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueJun 3, 2025
Interest
Rate TypeAdjustable Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address4 WALLACE TER, RENSSELAER, NY 12144-1336
Document Number0000569203
Instrument DateMay 20, 2020
Transaction TypeMortgage
Record UpdatedJun 25, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 WALLACE TER RENSSELAER NY 121441336, RENSSELAER, NY 12144-1336

Mortgage

Document Number0000569203
DateJun 4, 2020
Book Page009178/000051
Instrument569203
Lender
NameCAPITAL COMMUNICATIONS FCU
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJun 3, 2035
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4 Wallace Ter was $6,393 with exemptions applied, up 1.6% from the year before.

Source: Rensselaer County and Rensselaer City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityRensselaer City
Unified School DistrictRensselaer City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,393.00 (+1.61%) Disabled Person's exemption Veteran's exemption
2025$6,292.00$44,500 Land $8,500 Building $36,000$264,881 Land $50,595 Building $214,286
2023$44,500 Land $8,500 Building $36,000$222,500 Land $42,500 Building $180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 4 Wallace Ter.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Wallace Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRENSSELAER CITY PWS
serves 9,300 people · EPA ID NY4100044
Water SourcePurchased surface water from TROY CITY PWS
Last State InspectionSep 2025
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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