4 Wales Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 4 Wales Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,782 sqft · built 1998
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$138,940 (May 1998)
Tax Bill	$4,195 (2025)
Deeds & Mortgages	Oct 2023 Sale Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A972001980`

Property Details

APN / Parcel Number

Primary APN	`A972001980`
Alternative APN	`2-0098-7651-00-0056.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
Gross Area	3,862 sqft
1st Floor Area	1,782 sqft
Basement Area	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	96 sqft
Deck Area	Deck Area
Patio Area	196 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A972001980
Street Address	4 WALES CT
City	O FALLON
State	MO
Zip	63366-4358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHGROVE PL #1 LOT 56
Legal Subdivision	HIGHGROVE PL #1
Legal Lot Number	56
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2009
Census Tract	311604

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 WALES CT, O FALLON, MO 63366-4358
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Beneficiary Deed, Transfer
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Aug 31, 2018	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK
Aug 31, 2018	Deed of Trust, Mortgage GOLDEN OAK LNDG
Aug 7, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 1998 · Amount on Record
Deed Sale	May 20, 1998 · Amount on Record
Deed Document Number	199839488
Deed Book / Page	2076 / 899
Last Transfer Date	Oct 18, 2023
Transfer Doc	0000043385
Record Updated	Sep 20, 2026

October 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 20, 2023
Property Address	4 WALES CT, O FALLON, MO 63366-4358
Document Number	0000043385
Map Reference	MB 33 PG 382
Instrument Date	Oct 18, 2023
Instrument	2023R-043385
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 WALES CT, O FALLON, MO 63366-4358

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4 WALES CT, O FALLON, MO 63366-4358
Transaction Type	Mortgage
Record Updated	Dec 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WALES CT, O FALLON, MO 63366-4358

Mortgage

Document Number	2021R094566
Date	Nov 18, 2021
Instrument	2021R-094566

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Dec 1, 2036

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4 WALES CT, O FALLON, MO 63366-4358
Document Number	0069732069
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WALES CT O FALLON MO 633664358, O FALLON, MO 63366-4358

Mortgage

Document Number	0069732069
Date	Sep 6, 2018
Book Page	006973/002069
Instrument	513580

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2048

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4 WALES CT, O FALLON, MO 63366-4358
Document Number	0069732053
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Sep 21, 2018
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WALES CT O FALLON MO 633664358, O FALLON, MO 63366-4358

Mortgage

Document Number	0069732053
Date	Sep 6, 2018
Book Page	006973/002053
Instrument	513570

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 5, 2033

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 7, 2018
Property Address	4 WALES CT, O FALLON, MO 63366-4358
Document Number	0069592110
Book / Page	006959 / 002110
Instrument Date	Aug 3, 2018
Instrument	450470
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WALES CT O FALLON MO 633664358, O FALLON, MO 63366-4358

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,334 (-)	$343,865 (-) Land $65,000 Building $278,865
2025	$4,195.00 (+4.69%)	$65,334 (+7.82%)	$343,865 (+7.82%) Land $65,000 Building $278,865
2024	$4,007.00
2023		$60,595
2022			$318,919 Land $50,000 Building $268,919

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Socket Telecom, Verizon, Wisper ISP.

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