4 Wales Ct, Elkton, MD 21921 Property Records

Cecil County property record for 4 Wales Ct, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,010 sqft · built 1998
Lot Size	0.164 acres (7,150 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Jun 2023)
Tax Bill	$4,329 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Feb 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-086178`

Property Details

APN / Parcel Number

Primary APN	`03-086178`
Alternative APNs	`3086178` `086178`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,010 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,150 sqft (0.164 acres)
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	086178
Street Address	4 WALES CT
City	ELKTON
State	MD
Zip	21921-6513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 58 - .1642 ACRE 4 WALES COURT KENSINGTON COURTS
Legal Subdivision	KENSINGTON COURTS
Legal Block	2
Legal Lot Number	58
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	1
Census Block	1028
Census Tract	30505

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4 Wales Ct is owned and occupied by two individuals who bought it in June 2023.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 WALES CT, ELKTON, MD 21921-6513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Feb 19, 2019	Grant Deed, Transfer CROWN TITLE COMPANY, CROWN TITLE CO
Sep 18, 2018	Deed in Lieu of Foreclosure, Foreclosure OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2023 · Amount on File
Deed Sale	Jun 26, 2023 · Amount on File
Prior Sale	Feb 19, 2019 · Amount on File
Deed Book / Page	5341 / 476
Prior Transfer Date	Jul 31, 2018
Prior Transfer Doc	0043000008
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jun 26, 2023
Property Address	4 WALES CT, ELKTON, MD 21921-6513
Document Number	0053410476
Book / Page	5341 / 476
Map Reference	MB NDS13 FO 65
Instrument Date	Jun 9, 2023
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	ARDENT TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 WALES CT, ELKTON, MD 21921-6513

Mortgage

Document Number	0053410482
Date	Jun 26, 2023
Instrument	5341-0482

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Feb 19, 2019
Property Address	4 WALES CT, ELKTON, MD 21921-6513
Document Number	0043620375
Book / Page	004362 / 000375
Instrument Date	Feb 6, 2019
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	CROWN TITLE COMPANY, CROWN TITLE CO

Transaction

Amount	Amount on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WALES CT ELKTON MD 219216513, ELKTON, MD 21921-6513

September 2018: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	CECIL MD
Recording Date	Sep 18, 2018
Property Address	4 WALES CT, ELKTON, MD 21921-6513
Document Number	0043000008
Book / Page	004300 / 000008
Instrument Date	Jul 31, 2018
Transaction Type	Foreclosure
Record Updated	Sep 27, 2018
Title Company	OTHER

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 4 Wales Ct was $4,329, up 9.5% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,329.00 (+9.46%)	$251,733	$274,800 Land $93,500 Building $181,300
2025	$3,955.00
2023	$2,657.00 (+30.89%)	$192,933 (+7.03%)	$205,600 (-) Land $62,000 Building $143,600
2022	$2,030.00	$180,267	$205,600 Land $62,000 Building $143,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Wales Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2003–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Wales Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
IQ Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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