4 Wainwright Ave, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 4 Wainwright Ave, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,664 sqft · built 1965
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$880,000 (Oct 2020)
Tax Bill	$10,629 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-047-10593905`

Property Details

APN / Parcel Number

Primary APN	`02-047-10593905`
Alternative APNs	`2-047-10593905` `04710593905`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,664 sqft Living Area
Gross Area	2,904 sqft
1st Floor Area	1,284 sqft
Basement Area	324 sqft
Finished Basement	324 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Deck Area	516 sqft
Shed	1 Shed
Shed Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	04710593905
Street Address	4 WAINWRIGHT AVE
City	ANNAPOLIS
State	MD
Zip	21403-4509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 4A SC 24 BAY RIDGE
Legal Subdivision	BAY RIDGE
Legal Block	3
Legal Lot Number	4A
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3004
Census Tract	702602

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 WAINWRIGHT AVE, ANNAPOLIS, MD 21403-4509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Line of Credit LAFAYETTE FCU
Oct 9, 2020	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2020 · Amount on Record
Deed Sale	Oct 9, 2020 · Amount on Record
Prior Sale	Mar 16, 2006 · Amount on Record
Deed Book / Page	35384 / 183
Prior Transfer Date	Jul 18, 2012
Prior Transfer Doc	0251200205
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	4 WAINWRIGHT AVE, ANNAPOLIS, MD 21403-4509
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	RES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WAINWRIGHT AVE, ANNAPOLIS, MD 21403-4509

Mortgage

Document Number	0386700380
Date	Apr 29, 2022
Book Page	38670/380

Lender

Name	LAFAYETTE FCU
Type	Credit Union
Address	ROCKVILLE, MD 20852

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 22, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 9, 2020
Property Address	4 WAINWRIGHT AVE, ANNAPOLIS, MD 21403-4509
Document Number	0353840183
Book / Page	35384 / 183
Map Reference	MB 1 PG 6
Instrument Date	Oct 6, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	MID MARYLAND TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 WAINWRIGHT AVE, ANNAPOLIS, MD 21403-4509

Mortgage

Document Number	35384187
Date	Oct 9, 2020
Instrument	35384/187

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,097,800 (+8.12%) Land $808,500 Building $289,300	$1,097,800 (-) Land $808,500 Building $289,300
2025	$10,629.00 (+2.28%) Homeowner's exemption	$1,015,333 (+19.39%)	$1,097,800 (+29.09%) Land $808,500 Building $289,300
2024	$10,392.00 (+20.94%)
2023	$8,593.00 Homeowner's exemption	$850,400 Land $623,000 Building $227,400	$850,400 Land $623,000 Building $227,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	7 (1983–2024)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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