Clay County property record for 4 W Main St, Vermillion, SD 57069
| Property Type | Commercial |
|---|---|
| Details | 2,928 sqft · built 1920 |
| Lot Size | 0.076 acres (3,300 sqft) |
| Owner | Company Name on File |
| Last Sale | $82,500 (Jul 2022) |
| Tax Bill | $1,243 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15530-02800-240-00 |
| Primary APN | 15530-02800-240-00 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,928 sqft Gross Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 3,300 sqft (0.076 acres) |
| Street Address | 4 W MAIN ST |
|---|---|
| City | VERMILLION |
| State | SD |
| Zip | 57069-3035 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 24 BLK 28 ORIGINAL TOWN |
| Legal Subdivision | ORIGINAL TOWN OF VERMILLION |
| Legal Block | 28 |
| Legal Lot Number | 24 |
| Jurisdiction | CLAY SD |
| Township / Civil Division | VERMILLION |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 965900 |
4 W Main St, a commercial property, is owned by a company that bought it in July 2022.
Source: Clay County records, as of April 7, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 945 RIDGECREST DR, VERMILLION, SD 57069-3530 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST |
| Jul 26, 2022 | Warranty Deed, Transfer BANK OF DIXON COUNTY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2022 · Amount on File |
| Deed Sale | Jul 26, 2022 · Amount on File |
| Prior Sale | Jul 26, 2022 · Amount on File |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY SD |
| Property Address | 4 W MAIN ST, VERMILLION, SD 57069-3035 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0MT145/500 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | MT145/500 |
| Instrument | 146374 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Address | VERMILLION, SD 57069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY SD |
| Recording Date | Jul 26, 2022 |
| Property Address | 4 W MAIN ST, VERMILLION, SD 57069-3035 |
| Document Number | 000D82/878 |
| Book / Page | D82 / 878 |
| Instrument Date | Jul 26, 2022 |
| Instrument | 148100 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 945 RIDGECREST DR, VERMILLION, SD 57069-3530 |
| Document Number | 0MT146/535 |
|---|---|
| Date | Jul 26, 2022 |
| Book Page | MT146/535 |
| Instrument | 148101 |
| Name | BANK OF DIXON COUNTY |
|---|---|
| Type | Bank |
| Address | NEWCASTLE, NE 68757 |
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | Aug 5, 2042 |
The 2025 property tax bill for 4 W Main St was $1,243.
Source: Clay County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Clay County |
| Municipality | Vermillion City |
| Unified School District | Vermillion School District 13-1 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,243.00 | $57,346 Land $7,227 Building $50,119 |
| 2023 | $1,153.00 (+0.17%) | $45,411 Land $6,303 Building $39,108 |
| 2022 | $1,151.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4 W Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2011 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERMILLION serves 11,695 people · EPA ID SD4600342 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| Midco Cable | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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