Lamar County property record for 4 W Locust, Sumrall, MS 39482
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,532 sqft · built 2020 |
| Lot Size | 0.317 acres (13,832 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $199,900 (May 2020) |
| Tax Bill | $2,670 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 113B-05-003.009 |
| Primary APN | 113B-05-003.009 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,532 sqft Living Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,832 sqft (0.317 acres) |
| Lot Dimensions | 182 ft deep x 76 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 38633 |
|---|---|
| Street Address | 4 W LOCUST |
| City | SUMRALL |
| State | MS |
| Zip | 39482-4592 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 115 THE OAKS S/D PHASE IV |
| Legal Subdivision | THE OAKS PHASE IV |
| Legal Phase | 4 |
| Legal Lot Number | 115 |
| Jurisdiction | LAMAR MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20102 |
Source: Lamar County records, as of October 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 W LOCUST, SUMRALL, MS 39482-4592 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2020 | Deed of Trust, Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 10, 2019 | Deed of Trust, Mortgage GRAND BANK FOR SAVINGS FSB |
| Feb 11, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| May 6, 2020 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2020 · Amount on Record |
| Deed Sale | May 6, 2020 · Amount on Record |
| Deed Document Number | 000028F155 |
| Deed Book / Page | 28F / 155 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAMAR MS |
| Property Address | 4 W LOCUST, SUMRALL, MS 39482-4592 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001795/757 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 1795/757 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAMAR MS |
| Property Address | 4 W LOCUST, SUMRALL, MS 39482-4592 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001772/370 |
|---|---|
| Date | Dec 10, 2019 |
| Book Page | 1772/370 |
| Name | GRAND BANK FOR SAVINGS FSB |
|---|---|
| Type | Bank |
| Address | HATTIESBURG, MS 39404 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Dec 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAMAR MS |
| Property Address | 4 W LOCUST, SUMRALL, MS 39482-4592 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001856/701 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 1856/701 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAMAR MS |
| Recording Date | May 6, 2020 |
| Property Address | 4 W LOCUST, SUMRALL, MS 39482-4592 |
| Document Number | 00028F/155 |
| Book / Page | 28F / 155 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 26, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 COMMERCIAL WAREHOUSE DR, 10, HATTIESBURG, MS 39402-7424 |
| Name | Verified Name |
|---|---|
| Address | 4 W LOCUST, SUMRALL, MS 39482-4592 |
Source: Lamar County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lamar County |
| Municipality | Sumrall Town |
| Unified School District | Lamar County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,670.00 Homeowner's exemption | $17,318 (-) | $173,180 (-) Land $25,000 Building $148,180 |
| 2023 | $2,670.00 Homeowner's exemption | $17,318 | $173,180 Land $25,000 Building $148,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 18, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 86% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SUMRALL serves 1,998 people · EPA ID MS0370010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures