Morris County and Dover Town property record for 4 W Cooper St, Dover, NJ 07801
| Property Type | Single Family Home |
|---|---|
| Details | 1,126 sqft · built 1927 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Mar 2026) |
| Tax Bill | $5,800 (2024) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Sep 2022 Mortgage + 1 more |
| APN | 09-02007-0000-00010 |
| Primary APN | 09-02007-0000-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,126 sqft Living Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 3306 |
|---|---|
| Street Address | 4 W COOPER ST |
| City | DOVER |
| State | NJ |
| Zip | 07801-3623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 2007 |
| Legal Lot Number | 10 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 44800 |
4 W Cooper St is owned and occupied by two individuals who bought it in March 2026.
Source: Morris County and Dover Town records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 W COOPER ST, DOVER, NJ 07801-3623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 25, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage FM HOME LOANS LLC |
| Nov 10, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2026 · Amount on File |
| Deed Sale | Mar 23, 2026 · Amount on File |
| Prior Sale | Nov 10, 2020 · Amount on File |
| Deed Document Number | 202612293 |
| Deed Book / Page | 25078 / 898 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Mar 23, 2026 |
| Property Address | 4 W COOPER ST, DOVER, NJ 07801-3623 |
| Document Number | 0250780898 |
| Book / Page | 25078 / 898 |
| Instrument Date | Mar 3, 2026 |
| Instrument | 2026012293 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 CHRISTOPHER ST, DOVER, NJ 07801-3634 |
| Name | Verified Name |
|---|---|
| Address | 4 W COOPER ST, DOVER, NJ 07801-3623 |
| Document Number | 2026012294 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 2026012294 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Sep 25, 2022 |
| Property Address | 4 W COOPER ST, DOVER, NJ 07801-3623 |
| Document Number | 0244971343 |
| Book / Page | 24497 / 1343 |
| Instrument Date | Apr 4, 2022 |
| Instrument | 2022063605 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2022 |
| Title Company | REGISTER ABSTRACT COMPANY INC., REGISTER ABSTRACT CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 CHRISTOPHER ST, 11, DOVER, NJ 07801-3634 |
| Name | Verified Name |
|---|---|
| Address | 4 W COOPER ST, DOVER, NJ 07801-3623 |
| Document Number | 2022063606 |
|---|---|
| Date | Sep 25, 2022 |
| Instrument | 2022063606 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | May 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.12% |
| Max Rate At Change | 8.12% |
| Index | Other |
| Max Rate | 11.1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Nov 10, 2020 |
| Property Address | 4 W COOPER ST, DOVER, NJ 07801-3623 |
| Document Number | 0239271259 |
| Book / Page | 023927 / 001259 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 81415 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11 CHRISTOPHER ST DOVER NJ 078013634, DOVER, NJ 07801-3634 |
Source: Morris County and Dover Town assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| Municipality | Dover Town |
| Unified School District | Dover Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,200 (-) Land $90,800 Building $86,400 | $177,200 (-) Land $90,800 Building $86,400 | |
| 2025 | $177,200 Land $90,800 Building $86,400 | $177,200 Land $90,800 Building $86,400 | |
| 2024 | $5,800.00 | ||
| 2023 | $177,200 Land $90,800 Building $86,400 | $177,200 Land $90,800 Building $86,400 | |
| 2022 | $5,238.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 4 W Cooper St; there have been 16 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 16 (1984–2012) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4 W Cooper St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER COMMISSION serves 27,806 people · EPA ID NJ1409001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 94 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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