Monmouth County and Rumson Borough property record for 4 W Cherry Ln, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,868 sqft · built 1904 |
| Lot Size | 0.527 acres (22,952 sqft) |
| Owner | Company on Record |
| Last Sale | $1,565,000 (Nov 2013) |
| Tax Bill | $25,477 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00022-0000-00004-01 |
| Primary APN | 41-00022-0000-00004-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,868 sqft Living Area |
| 1st Floor Area | 1,732 sqft |
| Upper Floors Area | 1,230 sqft |
| Basement Area | 1,510 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 22,952 sqft (0.527 acres) |
| Lot Dimensions | 170 ft deep x 135 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 63 sqft |
| Patio Area | 266 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Sewer | Connected |
| Street Address | 4 W CHERRY LN |
|---|---|
| City | RUMSON |
| State | NJ |
| Zip | 07760-1406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Subdivision | BOROUGH/RUMSON |
| Legal Block | 22 |
| Legal Lot Number | 4.1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company on Record |
|---|---|
| Mailing Address | 4 W CHERRY LN, RUMSON, NJ 07760-1406 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed of Trust, Mortgage · Line of Credit INVESTORS BANK |
| Mar 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2013 · Amount on Record |
| Deed Sale | Nov 8, 2013 · Amount on Record |
| Prior Sale | Jan 29, 2004 · Amount on Record |
| Deed Document Number | 2013122525 |
| Deed Book / Page | 9044 / 5388 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 4 W CHERRY LN, RUMSON, NJ 07760-1406 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2021 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|
| Document Number | 0095279405 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 9527/9405 |
| Instrument | 2021108860 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 10, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 4 W CHERRY LN, RUMSON, NJ 07760-1406 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | FORTUNE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0094943499 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | 9494/3499 |
| Instrument | 2021047541 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Address | MILLBURN, NJ 07041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | Aug 2, 2047 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,740,100 (+12.82%) Land $1,687,900 Building $1,052,200 | $2,740,100 (+12.82%) Land $1,687,900 Building $1,052,200 | |
| 2025 | $25,477.00 (+3.11%) | $2,428,700 (+17.84%) Land $1,533,200 Building $895,500 | $2,428,700 (+17.84%) Land $1,533,200 Building $895,500 |
| 2024 | $24,709.00 (+4.05%) | ||
| 2023 | $2,061,100 Land $1,322,300 Building $738,800 | $2,061,100 Land $1,322,300 Building $738,800 | |
| 2022 | $23,747.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1992–2013) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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