4 W Broadway, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 4 W Broadway, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	9 bd · 3.5 ba · 6,988 sqft · built 1875
Lot Size	0.232 acres (10,124 sqft)
Owner	Company Name on Record
Last Sale	$1,000,000 (Sep 2025)
Tax Bill	$11,359 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GARD M:R17 B:24 L:1`

Property Details

APN / Parcel Number

Primary APN	`GARD M:R17 B:24 L:1`
Alternative APN	`M:S-15 B:0001 L:0001`

Interior

Bedrooms	9 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	3 Stories
Building Area	6,988 sqft Living Area
Gross Area	9,518 sqft
Basement Area	2,330 sqft
Unfinished Basement	2,330 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	10,124 sqft (0.232 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 W BROADWAY
City	GARDNER
State	MA
Zip	01440-3346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1
Legal Block	24
Legal Lot Number	1
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1000
Census Tract	707100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Pierce, Sylvester K., House listed 2022 · 1 contributing resources · NRIS 100008420

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14 BROAD MEADOW DR, LUNENBURG, MA 01462-1207
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage BAY COLONY DEVELOPMENT CORP
Sep 23, 2025	Quit Claim Deed, Transfer ROCKLAND TRUST CO
Jan 23, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COLONIAL CP BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2025 · Amount on Record
Deed Sale	Sep 23, 2025 · Amount on Record
Prior Sale	Jul 22, 2015 · Amount on Record
Deed Book / Page	72566 / 393
Prior Transfer Date	Sep 19, 2025
Prior Transfer Doc	072566-393
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	4 W BROADWAY, GARDNER, MA 01440-3346
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072567-57
Date	Sep 23, 2025
Book Page	72567/57
Instrument	81060

Lender

Name	BAY COLONY DEVELOPMENT CORP

Agreement

Amount	Amount Recorded

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Sep 23, 2025
Property Address	4 W BROADWAY, GARDNER, MA 01440-3346
Document Number	072566-393
Book / Page	72566 / 393
Instrument Date	Sep 19, 2025
Instrument	81055
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 BROAD MEADOW DR, LUNENBURG, MA 01462-1207

Mortgage

Document Number	0000081056
Date	Sep 23, 2025
Instrument	81056

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

Mortgage

Document Number	0072567-29
Date	Sep 23, 2025
Book Page	72567/29
Instrument	81058

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	4 W BROADWAY, GARDNER, MA 01440-3346
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56648-218
Date	Jan 23, 2017
Book Page	56648/218
Instrument	8157

Lender

Name	COLONIAL CP BK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,359.00 (-1.75%)	$824,900 (+2.46%) Land $75,500 Building $749,400	$738,578 (-10.25%)
2025	$11,561.00 (-0.93%)	$805,100 (+3.42%) Land $68,600 Building $736,500	$822,890
2024	$11,670.00 (+30.99%)	$778,500 (+40.96%) Land $62,400 Building $716,100
2023	$8,909.00	$552,300 Land $61,500 Building $490,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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