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4 W 86th St, Harvey Cedars (Beach Haven), NJ 08008 Property Records

Ocean County and Harvey Cedars Borough property record for 4 W 86th St, Harvey Cedars, NJ 08008

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,832 sqft · built 1960
Lot Size0.138 acres (5,998 sqft)
Owner2 Individual Names on File
Last Sale$775,000 (Jul 2012)
Tax Bill$8,982 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone AE (high risk)
APN10-00077-0000-00012

Property Details

APN / Parcel Number

Primary APN10-00077-0000-00012
Alternative APNs
  • 100007700012
  • 11950

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,832 sqft Living Area
1st Floor Area1,832 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area5,998 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number11950
Street Address4 W 86TH ST
CityHARVEY CEDARS
StateNJ
Zip08008-6025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-A
Legal Description60X100
Legal SubdivisionHARVEY CEDARS
Legal Block77
Legal Lot Number12
JurisdictionOCEAN NJ
Township / Civil DivisionHARVEY CEDARS
Census Block Group2
Census Block2000
Census Tract738100

Owner

4 W 86th St is owned by two individuals who bought it in July 2012.

Source: Ocean County and Harvey Cedars Borough records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address32 HOME ST, METUCHEN, NJ 08840-2409
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2012 · Amount on File
Deed SaleJul 17, 2012 · Amount on File
Prior SaleOct 22, 2002 · Amount on File
Deed Document Number201271999
Deed Book / Page15256 / 1825
Prior Transfer DateOct 20, 2006
Prior Transfer Doc0133930077
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address4 W 86TH ST, HARVEY CEDARS, NJ 08008-6025
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyFOUNDATION TITLE, FOUNDATION TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0187961295
DateNov 29, 2021
Book Page18796/1295
Instrument2021169368
Lender
NamePROVIDENT BANK
TypeBank
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 22, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 4 W 86th St was $8,982, down 1.1% from the year before.

Source: Ocean County and Harvey Cedars Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
MunicipalityHarvey Cedars Borough
Elementary School DistrictLong Beach Island School District (KG - 06)
Secondary School DistrictSouthern Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$807,700 (-) Land $505,000 Building $302,700$807,700 (-) Land $505,000 Building $302,700
2025$8,982.00 (-1.14%)$807,700 Land $505,000 Building $302,700$807,700 Land $505,000 Building $302,700
2024$9,086.00
2023$709,100 Land $505,000 Building $204,100$709,100 Land $505,000 Building $204,100
2022$6,857.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 W 86th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 161 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies163 units insured
incl. 2 condo units
Nearby Flood Claims245 (1979–2025)
Claims Outside the SFHA1 of 245
Most Recent ClaimOct 2025 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Nov 2012 · 183 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 41 claims
  • Coastal Storms & Flooding, Mar 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 W 86th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARVEY CEDARS WATER DEPT
serves 6,600 people · EPA ID NJ1509001
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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