4 W 28th St, Merced, CA 95340 Property Records

Merced County property record for 4 W 28th St, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 834 sqft · built 1938
Lot Size	0.129 acres (5,658 sqft)
Owner	Individual Name on Record
Last Sale	$254,000 (Jul 2021)
Tax Bill	$2,999 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`030-033-009-000`

Property Details

APN / Parcel Number

Primary APN	`030-033-009-000`
Alternative APN	`030033009`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	834 sqft Living Area
Gross Area	1,065 sqft
1st Floor Area	834 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1955
Architectural Style	Other
Construction Type	Tilt-Up Concrete
Lot Area	5,658 sqft (0.129 acres)
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	45 sqft
Patio Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	030033009
Street Address	4 W 28TH ST
City	MERCED
State	CA
Zip	95340-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MERCED POR LOT 1 BLK 1
Legal Subdivision	MERCED
Legal Block	1
Legal Lot Number	1
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1000
Census Tract	1302

Owner

Source: Merced County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4 W 28TH ST, MERCED, CA 95340-2902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Grant Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
May 25, 2018	Grant Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Mar 19, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	May 25, 2018 · Amount on Record
Deed Document Number	2021033908
Record Updated	Jun 8, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 30, 2021
Property Address	4 W 28TH ST, MERCED, CA 95340-2902
Document Number	0000033908
Map Reference	VOL X PG 540
Instrument Date	Jul 22, 2021
Instrument	2021033908
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4 W 28TH ST, MERCED, CA 95340-2902

Mortgage

Document Number	0000033909
Date	Jul 30, 2021
Instrument	2021033909

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 25, 2018
Property Address	4 W 28TH ST, MERCED, CA 95340-2902
Document Number	0000015825
Map Reference	VOL X PG 540
Instrument Date	Apr 30, 2018
Instrument	2018015825
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 W 28TH ST, MERCED, CA 95340-2902

Mortgage

Document Number	0000015826
Date	May 25, 2018
Instrument	2018015826

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Mortgage

Document Number	0000015828
Date	May 25, 2018
Instrument	2018015828

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48007

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

March 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Mar 19, 2018
Property Address	4 W 28TH ST, MERCED, CA 95340-2902
Document Number	0000007975
Instrument Date	Mar 15, 2018
Instrument	7975
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4 W 28TH ST MERCED CA 953402902, MERCED, CA 95340-2902

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,999.00 (+7.26%)	$269,545 (+4.04%) Land $79,590 Building $189,955
2023	$2,796.00 (+1.34%)	$259,080 Land $76,500 Building $182,580
2022	$2,759.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Nearby Flood Policies	64 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ayera Technologies, GeoLinks.

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