4 Virginia Ave, Cornwall, NY 12518 Property Records

Orange County and Cornwall Town property record for 4 Virginia Ave, Cornwall, NY 12518

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,549 sqft · built 2002
Lot Size	2.9 acres (126,324 sqft)
Owner	2 Individual Names on Record
Last Sale	$364,000 (Jan 2002)
Tax Bill	$15,968 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`30-1-23.21`

Property Details

APN / Parcel Number

Primary APN	`30-1-23.21`
Alternative APNs	`248903000000010232100000` `332489 30-1-23.21`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,549 sqft Living Area
Gross Area	3,518 sqft
1st Floor Area	1,397 sqft
2nd Floor Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	126,324 sqft (2.9 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	458 sqft
Porch	Covered Porch
Porch Area	1,309 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	30-1-23.21
Street Address	4 VIRGINIA AVE
City	CORNWALL
State	NY
Zip	12518-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 1 CARRIG & RICHMANN MAP 8851-1989
Legal Subdivision	SUBDIVISION LANDS CAROLYN MCCARTHY
Legal Block	1
Legal Lot Number	23.21
Jurisdiction	ORANGE NY
Township / Civil Division	CORNWALL
Census Block Group	4
Census Block	4006
Census Tract	13100

Owner

Source: Orange County and Cornwall Town records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 VIRGINIA AVE, CORNWALL, NY 12518-1123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage ARK MORTGAGE INC
Nov 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HUDSON HERITAGE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2002 · Amount on Record
Deed Sale	Jan 14, 2002 · Amount on Record
Prior Sale	Jul 26, 2001 · Amount on Record
Deed Book / Page	5744 / 114
Prior Transfer Date	Dec 27, 1995
Prior Transfer Doc	4333000297
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Recording Date	Jun 4, 2026
Property Address	4 VIRGINIA AVE, CORNWALL, NY 12518-1123
Document Number	0000040220
Book / Page	15901 / 1867
Instrument Date	May 6, 2026
Instrument	202640220
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 VIRGINIA AVE, CORNWALL, NY 12518-1123

Mortgage

Document Number	0000040220,
Date	Jun 4, 2026
Book Page	15901/1867
Instrument	202640220

Lender

Name	ARK MORTGAGE INC

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate	5.74%
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	4 VIRGINIA AVE, CORNWALL, NY 12518-1123
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080950
Date	Nov 19, 2019
Book Page	14657/1393
Instrument	20190080950

Lender

Name	HUDSON HERITAGE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County and Cornwall Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Cornwall Town
Unified School District	Cornwall Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$424,500 (-) Land $118,800 Building $305,700	$671,500 (+3.09%)
2024	$15,968.00	$424,500 (-) Land $118,800 Building $305,700	$651,400 (+3.5%)
2023		$424,500 (-) Land $118,800 Building $305,700	$629,400 (+11.87%) Land $176,143 Building $453,257
2022		$424,500 Land $118,800 Building $305,700	$562,600 Land $157,448 Building $405,152

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2005–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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