4 Vanderbilt Pl, O Fallon, IL 62269 Property Records

St. Clair County property record for 4 Vanderbilt Pl, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,575 sqft · built 1965
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Jun 2026)
Tax Bill	$4,110 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2022 Sale & Mortgage
APN	`04-32-0-107-004`

Property Details

APN / Parcel Number

Primary APN	`04-32-0-107-004`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,575 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Mixed
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	926 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4 VANDERBILT PL
City	O FALLON
State	IL
Zip	62269-2634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHVIEW GARDENS 4TH ADD LOT/SEC-132 A02759617
Legal Subdivision	SOUTHVIEW GARDENS 4TH ADD
Legal Block	107
Legal Lot Number	132
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1022
Census Tract	504352

Owner

Source: St. Clair County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 VANDERBILT PL, O FALLON, IL 62269-2634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL COMPANY
Sep 19, 2022	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Prior Sale	Sep 19, 2022 · Amount on Record
Deed Document Number	20262885091
Prior Transfer Date	Jul 22, 2005
Prior Transfer Doc	4213/1900
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 1, 2026
Property Address	4 VANDERBILT PL, O FALLON, IL 62269-2634
Document Number	0002885091
Instrument Date	May 19, 2026
Instrument	20262885091
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,117.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4 VANDERBILT PL, O FALLON, IL 62269-2634

Mortgage

Date	Jun 1, 2026

Lender

Name	DELMAR FINANCIAL COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 19, 2022
Property Address	4 VANDERBILT PL, O FALLON, IL 62269-2634
Document Number	0A02759617
Map Reference	MB 58 PG 63
Instrument Date	Sep 7, 2022
Instrument	A02759617
Transaction Type	Transfer
Record Updated	Jun 19, 2026
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$201.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4 VANDERBILT PL, O FALLON, IL 62269-2634

Mortgage

Document Number	0A02759618
Date	Sep 19, 2022
Instrument	A02759618

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,110.00	$62,388 (+22.55%) Land $10,065 Building $52,323	$187,164 (+22.55%) Land $30,195 Building $156,969
2022		$50,908 Land $8,213 Building $42,695	$152,724 Land $24,639 Building $128,085

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: ClearWave.

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